Resources
Keep up to date with latest credit information, resources and useful links in our Resources area. Bad Credit Good Solutions is not here to solve your money problems but does provide information, comparisons and basic facts on a wide range of products designed for people who for a number or reasons may find it hard to access credit, or simply want to take more control of their finances.
 Repair Your Rating With A Secured Credit Card03 February 2012 Bad Credit Good Solutions As the name suggests, secured credit cards are secured by funds that you deposit with the credit card provider, which in turn determines your credit limit. Read More >> |
 Seek Help With Managing Your Debts 02 February 2012 Bad Credit Good Solutions Debt Management firms will carry out a full audit of your debts and use a means test to establish just how much you can afford to repay on a monthly basis. Read More >> |
 How To Manage Numerous Debts31 January 2012 Bad Credit Good Solutions Are you struggling to handle the cost, stress and administration of multiple debts? Perhaps your debts are so numerous that you find it hard to manage them or are tempted to ignore them. However, debts quickly escalate and it is important not to turn a blind eye to your financial difficulties. Read More >> |
 Boost Your Credit Score With A Personal Credit Check 26 January 2012 Bad Credit Good Solutions Personal credit checks can be requested from a specialist credit rating agency and will provide you with access to your credit file and information on your credit score. Your credit file documents all of your previous financial transactions including loans, contracts and credit cards and is what lenders refer to when deciding whether or not to approve your credit application. Read More >> |
 Making Your Personal Injury Claim 24 January 2012 Bad Credit Good Solutions If you believe you have valid grounds for a claim you should make contact with a number of claims companies in order to compare the services they offer. Read More >> |
 Credit Cards For Individuals With Bad Credit 17 January 2012 Bad Credit Good Solutions Poor credit rating cards have all the benefits of regular credit cards – they can be used to make purchases online or over the telephone, to withdraw cash from ATM machines and to buy goods that are paid for at a later date. Read More >> |
 Bank Accounts For Individuals With Bad Credit 12 January 2012 Bad Credit Good Solutions Most Bad Credit Bank Account providers charge a one-off set up fee and others may have a monthly administration charge, so make sure you compare the market online for the best deals. Read More >> |
 Take Control Of Your Spending With A Prepaid Card11 January 2012 Bad Credit Good Solutions A prepaid card can help you to restrict the amount of money you have immediate access to and prevent you from spending more than you can afford. Read More >> |
 Pay Day Loans: Short Term Credit Not Long Term Solution10 January 2012 Bad Credit Good Solutions A survey carried out by the charity Shelter last week found that 2 percent of the population have resorted to paying their rent or mortgage with a payday loan in the last twelve months, the equivalent of almost 1 million people. Read More >> |
 The Profitable Way To Sell Your Old Mobile Phone05 January 2012 Bad Credit Good Solutions It doesn’t matter what condition your old mobile phone is in, there are companies that will be willing to buy damaged phones in order to re-sell their component parts. Read More >> |
 New Year Manufacturing Data Reduces Fears Of Recession04 January 2012 Bad Credit Good Solutions The New Year started with positive news for American households as strong manufacturing data reduced fears of a new recession. Read More >> |
 Younger Generations Urged To Reduce Debts In New Year03 January 2012 Bad Credit Good Solutions Britain’s younger generations are being urged to reduce their debts in 2012 following reports that more under 35 year olds are turning to insolvency than any other age group. Read More >> |
 PPI Compensation Bill Reaches £1 Billion22 December 2011 Bad Credit Good Solutions According to the Financial Services Authority (FAS), over £1 billion has been repaid to PPI customers in the period January to October, with October’s level of compensation alone totaling £268 million. The FAS estimates that October’s payments accounted for over 90 percent of PPI complaints made in the first six months of the year. Read More >> |
 Borrowers Face Stricter Rules On Mortgage Loans 20 December 2011 Bad Credit Good Solutions Stricter rules are set to be imposed on mortgage loans in order to prevent borrowers from taking deals they cannot afford and stop lenders from acting irresponsibly, new reports claim. Read More >> |
 UK Retail Sales Fall by 0.4% in November15 December 2011 Bad Credit Good Solutions Despite huge discounting on the High Street, retail sales fell by 0.4% in November from October. According to the Office for National Statistics, spending excluding on fuel, retail sales dropped by 0.7%. Read More >> |
 Two Thirds Of Britons To Accumulate Christmas Debt13 December 2011 Bad Credit Good Solutions Almost two out of every three Britons will risk getting themselves into debt by overspending during the Christmas period, a new survey reveals. Read More >> |
 Rising Loan Costs As UK Faces Second ‘Credit-Crunch.’08 December 2011 Bad Credit Good Solutions Economists are warning that the Euro Zone debt crisis will cause a second credit crunch in the New Year and are urging consumers with good credit scores to snatch up the best deals while they can. Read More >> |
 Consumers Cautioned Over 0% Payday Loan Offers06 December 2011 Bad Credit Good Solutions Cash-strapped consumers are being warned about new 0% interest payday loans which give debtors just eight days to repay before incurring huge fees. Read More >> |
 Borrowing Costs On Larger Loans At Four Year Low01 December 2011 Bad Credit Good Solutions Britons looking to secure a loan of £7,500 or more can benefit from the lowest borrowing rates in four years a new report reveals, although the cost of smaller loans remains high. Read More >> |
 Hardship Ahead As UK Faces Recession29 November 2011 Bad Credit Good Solutions Difficult times lay ahead for British households according to new reports, with the country set to fall into a double-dip recession in the New Year. Read More >> |
 New Crack-Down On Selling Of Store-Cards24 November 2011 Bad Credit Good Solutions Retailers are set to face harsh restrictions on the selling of store cards it was announced this week, amid concerns for the growing levels of personal debt in the UK. Read More >> |
 New Banking Code To Reduce Overdraft Facility Charges22 November 2011 Bad Credit Good Solutions Managing a bank account is due to get easier for UK customers following the announcement of a new code by the British government designed to reduce banking charges and improve flexibility. Read More >> |
 High Unemployment Forces Cut To Economic Growth Forecast17 November 2011 Bad Credit Good Solutions Minutes released by the Bank of England on Wednesday painted a gloomy picture of the UK’s economy amid reports of high unemployment levels. Read More >> |
 Government Plans Changes to Tax System15 November 2011 Bad Credit Good Solutions The British government is gearing up to make radical changes to the country’s tax system according to new reports, with the aim of simplifying income tax and national insurance. Read More >> |
 2012 Wages Expected To Remain Below Rate Of Inflation10 November 2011 Bad Credit Good Solutions The wages of UK workers will fail to rise in line with inflation next year a new report predicts, piling further pressure on cash strapped households. Read More >> |
 Personal Insolvency Lower, But Risk Remains High08 November 2011 Bad Credit Good Solutions The number of individuals having to resort to insolvency declined slightly in the third quarter new figures reveal, whilst insolvency among companies increased. Read More >> |
 Younger Generations Face Rising Debt Forecast 03 November 2011 Bad Credit Good Solutions It is becoming increasingly difficult for the UK’s younger generations to manage their debts and build up any assets a new report warns, sparking concern for their financial welfare. Read More >> |
 Data Highlights Struggle Faced By UK Consumers01 November 2011 Bad Credit Good Solutions The economic challenges being faced by UK consumers were highlighted on Monday after data showed an increase in unsecured lending and further weakening of the housing market. Read More >> |
 BoE Governor Admits ‘Large Economic Strain’ On UK Households27 October 2011 Bad Credit Good Solutions The Bank of England’s governor acknowledged the strain being placed on UK households this week as a new survey revealed that families are as much as £780 worse off a year. Read More >> |
 Cost Of Home Insurance At Record High25 October 2011 Bad Credit Good Solutions The cost of home insurance has risen to the highest level on record with the average price of buildings cover soaring by 14.3 percent in the last year. Read More >> |
 Justice For Consumers As PPI Complaints Decline 20 October 2011 Bad Credit Good Solutions The number of complaints regarding payment protection insurance (PPI) has declined significantly according to a new report, signifying a victory for financial watchdogs and consumers alike. Read More >> |
 Government Tells Households To ‘Shop Around’ For Energy Deals18 October 2011 Bad Credit Good Solutions The Prime Minister is advising millions of households to ‘shop around’ for better energy deals following a summit on the UK’s rising energy costs. Read More >> |
 UK Unemployment Reaches 17 Year High13 October 2011 Bad Credit Good Solutions The level of unemployment in the UK has reached a 17 year high with the country’s 16 to 24 year olds yet again the most suffering demographic. Read More >> |
 Citizens Advice Issues Warning Over Payday Loan Debt11 October 2011 Bad Credit Good Solutions The Citizens Advice Bureau has issued UK consumers with a warning after finding that the debt-levels of individuals taking out payday loans have increased fourfold over the last two years. Read More >> |
 PM Praises UK Households For Reducing Debts06 October 2011 Bad Credit Good Solutions Prime Minister David Cameron admitted today that the country has been suffering from a large scale debt crisis and praised the efforts of UK households to pay off their credit cards and loans. Read More >> |
 Council Tax Frozen Until 201304 October 2011 Bad Credit Good Solutions Struggling UK households received some welcome news on Monday after the Chancellor of the Exchequer announced an extension to the council tax freeze for over a year. Read More >> |
 Aging Population Set To Cause Tax Hikes30 September 2011 Bad Credit Good Solutions Canadians could face higher taxes and nationwide spending cuts in order to plug the gap left in public finances by the country’s aging population. Read More >> |
 Economic Climate Causes Stagnation In UK House Prices29 September 2011 Bad Credit Good Solutions The price of houses in the UK is still languishing, new data reveals as lenders struggle to finance mortgages in the current economic climate. Read More >> |
 Further Losses In Store For Housing Market 27 September 2011 Bad Credit Good Solutions House prices are set to experience further falls according to a new survey as economic fears continue to curtail movement in the property market. Read More >> |
 Holidaymakers Overcharged And Misled By Currency Exchange Fees22 September 2011 Bad Credit Good Solutions UK holiday makers are being overcharged for exchanging their travel money, an industry watchdog has discovered. Read More >> |
 UK Set To Pay For Government’s Debt 20 September 2011 Bad Credit Good Solutions Tax rises and even more spending cuts could be on the horizon according to a new report as the government struggles to plug a £12billion hole in public finances. Read More >> |
 UK Unemployment Sees Largest Increase In Two Years15 September 2011 Bad Credit Good Solutions Unemployment in the UK is on the rise again according to the latest figures, with public sector and young workers being most affected. Read More >> |
 Banking Reforms Threaten Higher Borrowing Costs For Customers13 September 2011 Bad Credit Good Solutions Large scale reforms planned for the banking industry could end up costing customers money according to new reports, as banks plan on hiking borrowing costs in order to foot the bill. Read More >> |
 Squeeze On Household Budgets Sparks Fears Of Retail Recession08 September 2011 Bad Credit Good Solutions Retailers are struggling to stay in business according to latest figures, with struggling households cutting back on non-essential spending. Read More >> |
 Graduates ‘More Likely’ To Face Unemployment 06 September 2011 Bad Credit Good Solutions The start of the new academic year has been met with negativity following the release of new data showing that university graduates are more likely to be unemployed. Read More >> |
 UK Household Raid Savings Rather Than Rely On Credit01 September 2011 Bad Credit Good Solutions More people in the UK are turning to their savings to supplement their income rather relying on credit, a new survey has discovered. Read More >> |
 Apple Chief Executive Resigns25 August 2011 Bad Credit Good Solutions Apple shares are set to come under strain today after the resignation news of chief executive Steve Job late on Wednesday night. Read More >> |
 Gold climbs above $1,900 for the first time23 August 2011 Bad Credit Good Solutions The price of gold has raised above the $1,900 an ounce mark for the first time! The rising price of the yellow metal has attracted investors seeking a “safe haven” from the unpredictability in other markets. Platinum also gained to the highest in more than three years. Read More >> |
 Mortgage Arrangement Fees Soar £150 In The Last Year18 August 2011 Bad Credit Good Solutions Borrowers are being advised to be cautious of record low mortgage rate deals with providers increasing arrangement fees in order to offset lost capital. Read More >> |
 Last Chance For Energy Provider Switch Without Penalty16 August 2011 Bad Credit Good Solutions British energy customers looking to switch providers are being advised to do so quickly before more price hikes are introduced and exit fees are charged. Read More >> |
