Resources
Keep up to date with latest credit information, resources and useful links in our Resources area. Bad Credit Good Solutions is not here to solve your money problems but does provide information, comparisons and basic facts on a wide range of products designed for people who for a number or reasons may find it hard to access credit, or simply want to take more control of their finances.
 MBNA Credit Cards Overhaul from Today 01 September 2010 Bad Credit Good Solutions MBNA credit cards are under a new set of rules from today, which will put an end to a penalty fee for people who spend on their card after making a low-cost balance transfer. Read More >> |
 1 in 3 Die without Leaving a Will24 August 2010 Bad Credit Good Solutions According to statistics, one in three people in Britain die without leaving a will. Leaving family with no will to deal with your finances and estate can lead to disputes, financial difficulties and money left in the wrong hands. Read More >> |
 Home Repossessions Go Down19 August 2010 Bad Credit Good Solutions Good news for Brits – less people are expected to have their homes taken away this year, after a report showed that repossessions went down between April and June. Read More >> |
 PPI Compensation Queue at 3 Million11 August 2010 Bad Credit Good Solutions The number of people queuing up for compensation for mis-sold PPI (payment protection insurance) has is now at around 3 million. Read More >> |
 Cashback Site Supplier Bankrupt06 August 2010 Bad Credit Good Solutions A major cashback site supplier, Deal Group Media UK Ltd (DGM) has gone into administration, meaning that website customers may have lost money. Read More >> |
 A New Bank for UK High Streets29 July 2010 Bad Credit Good Solutions A new bank has been opened on Britain’s high streets. The Metro Bank is the first new bank to join the British market in over a century. Read More >> |
 World Cup Boost to Retail Sales22 July 2010 Bad Credit Good Solutions June retail sales figures received a boost from the World Cup football tournament, according to data released on Thursday. Read More >> |
 Saving Could Become Easier15 July 2010 Bad Credit Good Solutions According to latest reports, the Government is set to make savings products (such as ISAs) more simple, so that regular people are encouraged to save for the future. Read More >> |
 New Rules for Energy Bills06 July 2010 Bad Credit Good Solutions Since the start of the month, new rules about energy bills have been put into force. Under the new system regular households will get a clearer breakdown of their bills and their overall energy use. Read More >> |
 Low Income Earners Affected by Tax Cuts30 June 2010 Bad Credit Good Solutions On June 22, the new Chancellor George Osborne of the Conservatives party announced his emergency Budget. While tough new measures will affect all parts of society, there were also tax cuts for low and middle income earners. Read More >> |
 Visa Card Only for the 2012 London Olympics24 June 2010 Bad Credit Good Solutions In a move which has angered consumers up and down the country, the London Olympics 2012 has an exclusive deal so that fans may only buy tickets to sporting events with Visa credit cards. Those with MasterCard or AmericanExpress will be left unable to make the purchase. Read More >> |
 Debt Worries Force New Mums Back to Work18 June 2010 Bad Credit Good Solutions According to a new survey, over half of new mums are heading back to work thanks to debt problems at home. Read More >> |
 World Cup Themed Offers14 June 2010 Bad Credit Good Solutions British consumers are being offered all kinds of World Cup-themed products and services – from mortgage lenders, investments and savings to mobile phones. But are these offers worth looking at or are people being ripped off? Read More >> |
 A Credit Card to Support England11 June 2010 Bad Credit Good Solutions The World Cup is finally upon us, and for some fans that means taking an extra step to supporting the England team… Read More >> |
 Is UK Headed for Another Recession?10 June 2010 Bad Credit Good Solutions The money headlines have been dominated by falling stock markets and the suffering euro of late. With the huge public debts in many European countries, there have been growing fears that the world could slip back into a recession. Read More >> |
 Ready to Buy Property?04 June 2010 Bad Credit Good Solutions Are you ready to take the first step on the property ladder? Even though a home is probably the biggest purchase in a lifetime, there are ways of making it as cheap as possible. Read More >> |
 Bank Charge Reclaiming Arrives in Australia!03 June 2010 Bad Credit Good Solutions Unfair bank charges are beginning to become a big issue in Australia, as twelve of the country’s biggest banks face billions in reclaiming action. Read More >> |
 Child Trust Funds Axed27 May 2010 Bad Credit Good Solutions The new Conservatives – Lib Dems coalition government has axed Child Trust Funds (CTFs). From next year, no new funds will be issued. Read More >> |
 Cheaper TV Packages ahead of Summer Football Season26 May 2010 Bad Credit Good Solutions Football fans that were worried about an expensive summer football season with pricey TV packages could enjoy a good deal after all, thanks to a key ruling by Ofcom. Read More >> |
 Is the Pay Freeze About to End?20 May 2010 Which Way To Pay According to the Bank of England, the millions of working people in Britain who received pay freezes during the credit crunch could finally be back to pay rises. Read More >> |
 Save on your Bills18 May 2010 Bad Credit Good Solutions Getting a discount is more important in Britain, especially with the news today that inflation is at its highest point in 17 months. Take matters into your own hands to save on bills and the shopping! Read More >> |
 Will Conservatives and Lib Dems Fix the Economy?12 May 2010 Bad Credit Good Solutions Britain finally has a new Prime Minister, after almost a week of talks between leaders and confusion for the general public. But how much will David Cameron do to fix the UK economy? Read More >> |
 The Volcanic Ash Cloud and Your Rights10 May 2010 Bad Credit Good Solutions Literally hundreds of thousands of people were left stranded by the volcanic ash cloud that hit in mid April. Six days of travel misery was followed by relief as airspaces opened, yet the cloud of ash has returned on more than one occasion. Read More >> |
 UK Economy Weaker than Expected23 April 2010 Bad Credit Good Solutions Bad news for financial markets this morning, as it was announced that UK growth in the first three months of 2010 was weaker than expected. Read More >> |
 Students Can Take Credit Too21 April 2010 Bad Credit Good Solutions It may seem like an impossible feat, but students really can take credit. You just have to find the right avenue! Read More >> |
 Is Cash being Phased Out?15 April 2010 Bad Credit Good Solutions According to a recent report, people in the UK are using cash less than ever before. Even a round of drinks down the local pub are now being made using plastic rather than cash – but does this mean that cash is soon to be a thing of the past? Read More >> |
 Going Away this Easter?31 March 2010 Bad Credit Good Solutions The longest weekend of the year is nearly upon us and for many Brits this means a well-earned break. Many take the opportunity to pop abroad to soak up some sunshine and get away from the usual surroundings – so here are some cheap travel money tips… Read More >> |
 New Area on Bad Credit Good Solutions!26 March 2010 Bad Credit Good Solutions New on Bad Credit Good Solutions – the Info Library! Take a look at the new heading on our main menu and you will find the new area to the site. Read More >> |
 Your Rights as an Online Shopper23 March 2010 Which Way to Pay Did you know that you have rights when shopping online just as you do when you shop in store? According to a recent survey, up to two thirds of consumers are less likely to return products bought online than they would in store. Read More >> |
 Credit Card Lenders Face Government Crackdown19 March 2010 Bad Credit Good Solutions Card customers could save up to £300 million a year after PM Gordon Brown announced plans to end so-called ‘stealth charges’ from credit – and store card lenders. Read More >> |
 What is a Guarantor Loan?11 March 2010 Bad Credit Good Solutions Getting a loan doesn’t seem to be getting any easier, especially if the latest reports of interest rate hikes and clampdowns are anything to go by. But there are ways to borrow – and one of the simplest ways comes via the Guarantor Loan. Let’s take a closer look… Read More >> |
 Schools to Teach Personal Finance03 March 2010 Bad Credit Good Solutions From 2011, schools will be obliged to include personal finance education in the curriculum. Read More >> |
 Prevent Credit Damage by Registering to Vote!26 February 2010 Bad Credit Good Solutions Did you know that not being on the electoral roll could damage your credit score? Read More >> |
 Low Credit Borrowers to Gain More Access to Banks? 24 February 2010 Bad Credit Good Solutions According to the Better Banking Campaign, headed by a group of charities and coalition groups, between 5 and 7 million people are excluded by mainstream banks. Read More >> |
 Massive Discounts on Exclusive Jewellery19 February 2010 Bad Credit Good Solutions It’s official: the UK’s largest luxury jeweller, Goldsmiths, offers a special discount service – and it’s online. Read More >> |
 What is Bankruptcy?15 February 2010 Bad Credit Good Solutions Many people are facing money problems, but just how bad do they have to be before you consider bankruptcy, and what does it mean to be bankrupt? Read More >> |
 Government Protection against Home Repossession?12 February 2010 Bad Credit Good Solutions Last year around 46,000 homes were repossessed in Britain. For thousands, 2009 proved to be an extremely tough year as job cuts were carried out and incomes reduced. Now, the Ministry of Justice has announced that it plans to introduce a protection scheme for people in severe debt. Read More >> |
 Interest Hikes planned for Credit Cards09 February 2010 Bad Credit Good Solutions Credit card users beware: some card companies are planning interest rate hikes this year – Capital One intends to nearly double the amount of interest it charges to some of its customers later this year. Read More >> |
 Are Cash for Gold Websites Safe?04 February 2010 Bad Credit Good Solutions The value of gold has risen by a massive amount over the last year or so to around $1,000 an ounce – meaning that more people than ever want their pick of the crop! One of the easiest ways to make the most out of gold is by selling your old, unwanted and even broken gold jewellery to a gold-buying service. But is it safe to use them? Read More >> |
 Get Paid to View your Credit File!28 January 2010 Bad Credit Good Solutions Those cashback sites – they’re not just great for getting regular shopping done, like fashion, electricals and toys. Now, some sites even offer up to £8 if you go via them to view your credit file! Read More >> |
 Claim Back for Mortgage Arrears Fees27 January 2010 Bad Credit Good Solutions The Financial Services Authority (FSA) has launched a new plan to close in on unfair fees for people who are already behind on their mortgage payments. Read More >> |
 The Sun Prepaid Credit Card20 January 2010 Bad Credit Good Solutions It was reported today that credit card debt write-offs went up in December, as banks took on customer debts into their ‘bad debts’ folders. Read More >> |
 Update on Reclaiming Unfair Bank Charges13 January 2010 Bad Credit Good Solutions Over the past few years, ever more people have reacted against the charges enforced by banks and building societies on their customers for actions such as bounced cheques and going into unauthorised overdraft territory. Read More >> |
 Alternative to Credit?05 January 2010 Bad Credit Good Solutions According to official statistics, British consumers relied heavily on credit cards over the December shopping period. Read More >> |
 Easy Way to Get a Loan22 December 2009 Bad Credit Good Solutions Probably the easiest way to get a loan is still the good old-fashioned pawnbroker. But rather than head for the high street to get access to a bit more cash, why not try the new way – and it’s online! Read More >> |
 Poor Credit Rating Cards!14 December 2009 Bad Credit Good Solutions Having problems being accepted for credit? At this time of year, finding enough cash to cover costs is key to most people. In fact, the need for funds leads many to look at ways of borrowing extra – but find that many lenders turn their request for credit down. Read More >> |
 Need Extra Cash this Christmas?09 December 2009 Bad Credit Good Solutions Need some cash to tide you over until next payday this Christmas? You’re not alone; a large proportion of Brits are stuck this season, having not put enough money aside for the present- and food buying that goes with this time of year. Read More >> |
 Can you still Claim for Unfair Bank Charges?30 November 2009 Bad Credit Good Solutions You may have heard of the large case which reached a verdict at the end of last week: that of the unfair credit bank charges. The Supreme Court overturned rulings from the High Court and the Court of Appeal that bank charges were subject to fairness rules. Read More >> |
 Plastic for Non Credit Card Users23 November 2009 Bad Credit Good Solutions If you find keeping control over the budget a tricky job then you are not alone! This may come as a relief and what is more, there are ways to spend money without needing to apply for a costly credit card. Read More >> |
 Tackle Debt with a Plan!12 November 2009 Bad Credit Good Solutions We all face debts at some point in our lives – sometimes for longer periods of time, possibly years. It is never easy to pay them off squarely and forget about them. Read More >> |
