Clear Cash Pay As You Go
 |  | £4.50 - £5.00 | £5,000 | £0.00 | 2.5% | £0.75 | No | Yes | No |  |
| The Clear Cash Pay As You Go card has no monthly charges and is perfect for you if you plan to use your card only for occasional purchases. Be aware there is a 2.5% charge to buy goods in a shop. | Top UpsTop UpsPaypoint Top Up Rate: 3% (Min: £0.00, Max: £0.00)
Post Office Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Wages Top Up Rate: 0% (Min: £0.00, Max: £0.00)
BACS Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Cheque Top Up Rate: 0% (Min: £4.50, Max: £35.00)
ServicesServicesPrepaid Card
AdvantagesAdvantages1. No monthly fee
2. Ideal for occasional use
3. Earn cashback on purchases
4. FREE SMS balance checking service.
5. 24/7 Free Email Customer Services.
DisadvantagesDisadvantages1. There is a 2.5% charge to buy goods in a shop, and purchase protection insurance costs extra |
Cashplus Gold Mastercard
 | | £4.95 | £5000 | £4.95 | £0 | £1.00 | No | No | Yes | |
| Top-up for FREE at 14,500 locations, including any UK Post Office® branch Use at over 25 million retail outlets and over 1 million ATMs worldwide, wherever you see the MasterCard acceptance mark. 100% acceptance guaranteed! | Top UpsTop UpsPost Office Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Wages Top Up Rate: 0% (Min: £0.00, Max: £0.00)
BACS Top Up Rate: 0% (Min: £0.00, Max: £0.00)
ServicesServicesPrepaid Card
AdvantagesAdvantages1. Free Top Up at Post Offices and cashplus retail outlet
2. Wide acceptance globally
3. No card to card Money Transfer fee
4. You can rebuild your credit rating
5. FREE purchase protection included
DisadvantagesDisadvantages1. £4.95 Monthly charge is high
2. No SMS banking
|
SecureTrust Bank
 | | £25.00 | £4,000 | £12.50 | £0.00 | £0.50 | No | No | No | |
| The Secure Bank Trust allows you to manage your budget meaning you will never go overdrawn again, so no more unexpected charges. Even if you have a history of bad credit you are guaranteed acceptance, subject to verification and identification. | Top UpsTop Ups
Internet (Credit) Top Up Rate: 0.00% (Min: £0.00, Max: £0.00)
Internet (Debit) Top Up Rate: 0% (Min: £0.00, Max: £0.00)
BACS Top Up Rate: 0% (Min: £0.00, Max: £0.00)
ServicesServices1. No credit checks.
2. Pay cash into your bank account at payzone outlets
AdvantagesAdvantages1. No credit checks necessary.
2. Never go overdrawn again.
3. No charge for bounced direct deposits.
4. Flat fees - no hidden charges.
5. Automated transfers from your accoun to your prepaid card.
6. 24/7 automated telephone and online banking.
7. Pay cash into your account at Payzone outlets.
DisadvantagesDisadvantages1. Cash withdrawal limits (per day) is £500.00
2. Cash withdrawal limits (per transaction) is £250.00 |
Bread Card
 | | £7.50 | £3500 | £0 | £2.00 | £1.50 | Yes | Yes | Yes | |
| Features - 3 choices of design, can be bought by mobile phone SMS, up to 10% cashback at over 900 online shops. Can be loaded for FREE at Post Offices or by bank transfer. FREE SMS balance checking service also. Only £7.50 to buy card and now accepted everywhere the Mastercard logo is found. | Top UpsTop UpsPaypoint Top Up Rate: 3% (Min: £0.00, Max: £0.00)
Wages Top Up Rate: 0% (Min: £0.00, Max: £0.00)
BACS Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Post Office Top Up Rate: 0% (Min: £0.00, Max: £0.00)
ServicesServicesPrepaid Card
AdvantagesAdvantages1. Free Top up at Post Office and by BACS Bank transfer
2. No monthly fee
3. Flat £1.50 fee for card to card transfer
4. FREE SMS balance checking service
5. 24/7 Free Email Customer Services
DisadvantagesDisadvantages1. UK Purchase fee of 2% of transaction value
2. Customer Service calls are expensive |
ClearCash
| | £4.50 | £5000 | £9.99 | £0 | £0.50 | No | Yes | No | |
| Features – Unique online “BudgetMaster” tool, downloadable budgeting packs, SMS Balance Checking, Purchase Protection Package, NEW Cheque to Card loading facility, Discount shopping site, Can be loaded for FREE at Post Offices or by bank transfer, at PayPoint (3% fee) Salary Load (Free), Cheque to Card loading (fees apply. Only £4.50 to £5.00 to buy card and now accepted everywhere the MasterCard logo is found, this is a great card for every day use! | Top UpsTop UpsPaypoint Top Up Rate: 3% (Min: £0.00, Max: £0.00)
Post Office Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Wages Top Up Rate: 0% (Min: £0.00, Max: £0.00)
BACS Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Cheque Top Up Rate: 0% (Min: £4.50, Max: £35.00)
ServicesServicesPrepaid Card
AdvantagesAdvantages1. Free Top up at Post Office and by BACS Bank transfer.
2. Fantastic Budgeting tool "BudgetMaster".
3. Full Purchase Protection Package.
4. FREE SMS balance checking service.
5. 24/7 Free Email Customer Services.
6. Full online bill payment facility and standing orders.
7. Downloadable Budgeting packs.
8. "Ask The Experts" FAQ page.
9. Blogs, vodcast and client review area.
10. Online Livechat facility.
11. Most transparent of providers.
12. Discount shopping site.
DisadvantagesDisadvantages1. Overseas transactions 2.75% .
2. Overseas ATM withdrawals £1.50 + 2.75% of value.
3. Overseas Cash Advance Fee £1.50 + 2.75% of value.
|
Onebanking Prepaid Card Bank Account
 | | £30 | £25000 | £12.50 | £0 | £0 | No | Yes | Yes | |
| Onebanking is both a banking facility and a Prepaid card that's open to everyone. Irrespective of your current situation or past credit history. There are no credit checks! You will also get a personal account manager to help you manage your money. | Top UpsTop UpsBank Top Up Rate: 0% (Min: £0.00, Max: £0.00)
BACS Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Wages Top Up Rate: 0% (Min: £0.00, Max: £0.00)
ServicesServicesPrepaid Card
AdvantagesAdvantages1. Bank Account and Prepaid Card - with no Credit checks
2. No purchase Fee
3. No UK ATM Fee
4. No Top Up Fees
5. One to One account manager available
6. Billing account allows a max balance of £25,000
7. You earn interest on any money held in your billing account
DisadvantagesDisadvantages1. £30 application fee
2. £12.50 Monthly Fee |
Freedom Prepaid MasterCard
 | | £9.99 | £3000 | £0 | £0 | £1.50 | Yes | Yes | Yes | |
| The Freedom Card is the UK's first retail instant issue, fully reloadable, embossed Prepaid MasterCard® with chip & PIN security that customers can purchase without any ID. The instant card has a maximum balance of £650 - upgrade your card by providing a Passport, or UK Driving Licence to £3,000. NOW with FREE Insurance Protection, Discounts at 1000's online stores and Cheque Cashing Service! | Top UpsTop UpsPaypoint Top Up Rate: 3% (Min: £0.00, Max: £0.00)
Post Office Top Up Rate: 2% (Min: £0.99, Max: £0.00)
Wages Top Up Rate: 0% (Min: £0.00, Max: £0.00)
BACS Top Up Rate: 0% (Min: £0.00, Max: £0.00)
ServicesServicesPrepaid Card
AdvantagesAdvantages1. Pay As You Go, Mixed or Monthly tariff.
2. 100% acceptance and no ID needed for Instant Cash card.
3. Cheque Cashing Services.
4. FREE Insurance Protection.
5. FREE Discounts at 1000's online retailers.
6. Available to top up at Post Office, by PayPoint and bank transfer.
7. Add up to 2 Companion Cards.
DisadvantagesDisadvantages1. 2.75% purchase fee.
2. Money share ability available after upgrade. |
Splash Plastic
 |  | £5.00 | £3500 | £0 | £2.50 | £1.50 | Yes | Yes | No | |
| Available to persons aged 10 and over, you can top up Splash Card at any Post Office branch or PayPoint outlet, over 34,000 locations across the UK | Top UpsTop UpsPaypoint Top Up
Rate: 3% (Min: £0.00, Max: £0.00)
Post Office Top Up Rate: 3% (Min: £0.00, Max: £0.00)
BACS Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Internet Top Up Rate: 0% (Min: £0.00, Max: £0.00)
ServicesServicesPrepaid Card
AdvantagesAdvantages1. You can buy by SMS Mobile text message
2. Available to under 18s
DisadvantagesDisadvantages1. Annual Fee of £4.95
2. UK ATM Fee = £1.50 (+ 2% for withdrawals above £50)
|
Virgin Prepaid Card
 | | £9.95 | £3500 | £4.75 | £0 | £1.50 | Yes | No | No | |
| The Virgin Prepaid MasterCard prepaid card gives you money off - on Virgin holidays, films, music, games, gyms, wine and more.
| Top UpsTop UpsPaypoint Top Up Rate: 2.75% (Min: £0.00, Max: £0.00)
Post Office Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Internet (Credit) Top Up Rate: 2.5% (Min: £0.00, Max: £0.00)
Internet (Debit) Top Up Rate: 0% (Min: £0.00, Max: £0.00)
BACS Top Up Rate: 0% (Min: £0.00, Max: £0.00)
ServicesServicesPrepaid Card
AdvantagesAdvantages1. Discounts on many Virgin products
2. Free Post Office Top Ups
3. No purchase fee when used
DisadvantagesDisadvantages1. Monthly fee of £4.75 |
Speed-e-card
 | | £7.95 | £3,000.00 | £2.9 | £0.75 | £1.50 | No | Yes | No | |
| Speed-e-card is a prepaid MasterCard that works like a debit card, except you control the amount you load onto the card. You cannot go over drawn. Use worldwide wherever the MasterCard Acceptance Mark is displayed. | Top UpsTop UpsPaypoint Top Up Rate: £2.00
BACS Top Up Rate: 0% (Min: £0.00, Max: £0.00)
ServicesServices1. Load your salary and manage your bills online.
2. No credit check to pass.
AdvantagesAdvantages1. Load your salary and manage bills online
2. Use worldwide wherever the MasterCard Acceptance Mark is displayed
3. No bank account needed and no credit check to pass.
4. Security SMS to you EVERY time your card is used
5. Accepted at ATMs
6. Easy to load and use as soon as you get your speed-e-card!
DisadvantagesDisadvantages1. There is a £10 fee to use your card abroad.
2. Paper statements are £1.50 |
Optimum Pay Monthly Mastercard
 | | £9.95 | £5000 | £4.95 | £0 | £1.50 | Yes | No | No | |
| The Optimum Prepaid Pay Monthly card is for users who are planning to use the card more regularly. The fees are lower than the Pay As You Go card but there is a monthly fee. | Top UpsTop UpsBACS Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Post Office Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Internet (Debit) Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Wages Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Paypoint Top Up Rate: 3% (Min: £0.00, Max: £0.00)
Top Up Pack Top Up Rate: £0.99 (Min: £0.00, Max: £0.00)
ServicesServicesPrepaid Card
AdvantagesAdvantages1. Can be bought with SMS (£2.50 additional charge)
2. Free Post Office Topup
3. No purchase fee
4. Can be used for online betting and gambling (3% Surcharge)
5. FREE first replacement card (£5 thereafter)
6. Available to Under 18s
DisadvantagesDisadvantages1. Cash withdrawals in excess of £600 per annum, single debit transactions of £600 and total annual spend above £1,600 may be subject to identity verification
2. No money share option
3. £4.95 monthly fee |
White Eagle Prepaid Maestro Card
 | | £4.95 | £5000 | £0 | £0 | £0.95 | No | Yes | Yes | |
| The White Eagle Prepaid Maestro card costs only £4.95 (introductory offer.)You can also buy a 'Companion Card' which can be given to a relative (13 years and older) and money transferred from the main card FREE OF CHARGE. There is NO purchase fee in the UK or abroad, so is cheap to use on holiday or abroad. Card is available in pounds and Euros. | Top UpsTop UpsPaypoint Top Up Rate: 3% (Min: £0.00, Max: £0.00)
Wages Top Up Rate: £1.00 (Min: £1.00, Max: £1.00)
BACS Top Up Rate: £1.00 (Min: £1.00, Max: £1.00)
Foreign Bank Top Up Rate: £1.00 (Min: £1.00, Max: £1.00)
ServicesServicesPrepaid Card
AdvantagesAdvantages1. Card only costs £4.95
2. Point of Sale payment UK & Overseas is FREE
3. 100% approval guaranteed - no need for credit checks or a credit history
4. Money can be transferred between cards free of cost
5. UK ATM is only £0.95
6. Live currency conversions provided online - so you know the realtime exchange rate
7. Can be topped up by foreign bank transfer for only £1
8. Card is available in pounds and Euros
DisadvantagesDisadvantages1. No post office or bank cash pay in
2. Paypoint is 3%
3. No top-up by credit/debit card online or by phone
|
Cashplus Gold Pay As You Go
| | £4.95 | £5000 | £0 | £1.00 | £2.00 | No | No | Yes | |
| This is Cashplus's Pay as you go card - it is designed for users who use the card infrequently. There is no monthly fee; but a £1 purchase fee everytime you use it. So if you plan to use the card less than 5 times a month - this is the card for you. | Top UpsTop UpsPost Office Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Wages Top Up Rate: 0% (Min: £0.00, Max: £0.00)
BACS Top Up Rate: 0% (Min: £0.00, Max: £0.00)
ServicesServicesPrepaid Card
AdvantagesAdvantages1. No monthly fee
2. Free Top Up at Post Offices and cashplus retail outlet
DisadvantagesDisadvantages1. High purchase fee at £1.00 |
Optimum Pay As You Go Mastercard
| | £9.95 | £5000 | £0 | £2.95 | £1.50 | Yes | No | No | |
| The Optimum Prepaid Pay As You Go card is for users who are planning to use the card more less frequently. There is no monthly fee but there is a 2.95% transaction fee. | Top UpsTop UpsBACS Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Post Office Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Internet (Debit) Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Wages Top Up Rate: 0% (Min: £0.00, Max: £0.00)
Paypoint Top Up Rate: 3% (Min: £0.00, Max: £0.00)
Top Up Pack Top Up Rate: £0.99 (Min: £0.00, Max: £0.00)
ServicesServicesPrepaid Card
AdvantagesAdvantages1. No Monthly Charge
2. Can be bought with SMS (£2.50 additional charge)
3. Free Post Office Topup
4. Can be used for online betting and gambling (3% Surcharge)
DisadvantagesDisadvantages1. 2.95% Transaction fee
2. Cash withdrawals in excess of £600 per annum, single debit transactions of £600 and total annual spend above £1,600 may be subject to identity verification
3. No money share option |
BaBeeCard Prepaid Mastercard
 | | £9.95 | £3000 | £0.75 | 3% | £1.00 | Yes | Yes | Yes | |
| Babeecard Mastercard is a card designed for new mothers, mothers-to-be, and families - you can save at selected retailers including John Lewis, Waitrose, Asda, Sainsbury's, Mothercare and more. In fact the card is suitable for anyone who wants to make savings, especially on groceries. | Top UpsTop UpsInternet (Debit) Top Up Rate: £1.00 (Min: £1.00, Max: £1.00)
Bank Top Up Rate: 0% (Min: £0.00, Max: £0.00)
ServicesServicesPrepaid Card
AdvantagesAdvantages1. Free per purchase transaction in the UK.
2. Saves you 8% at John Lewis, Waitrose & Ocado.
3. Saves you 5% on Sainsbury's and Asda groceries and petrol.
4. Save 5% at Mothercare.
5. £1 donated to BLISS for each card purchased.
6. Card to card transfer is only £0.75.
DisadvantagesDisadvantages1. ATM withdrawals are restricted to £50 per day.
2. Card valid for 1 year only.
3. Maximum single load of £500. |
Moneybookers prepaid MasterCard
 | | €10 | €100,000 | €0.00 | €0.00 | €1.80 | No | No | No | |
| You can use your prepaid MasterCard to shop online, to pay in stores or restaurants and to withdraw cash at over 1.5 million ATM’s worldwide. The Moneybookers MasterCard is a reloadable prepaid card which gives you instant access to all the money you receive on your Moneybookers account. | Top UpsTop UpsBank Top Up Rate: 0% (Min: €0.00, Max: €0.00)
BACS Top Up Rate: 0% (Min: €0.00, Max: €0.00)
Internet Top Up Rate: 3% (Min: €0.00, Max: €0.00)
ServicesServicesAccess to get great deals offered exclusively to Moneybookers customers
AdvantagesAdvantages1. No bank account needed
2. No credit check
3. No tie-ins or monthly fees
4. No overdraft or late payment fees
5. Shop online.
6. Access to get great deals offered exclusively to Moneybookers customers
7. All EU countries
DisadvantagesDisadvantages1. You must be 18 years old or over. |
Kalixa Prepaid Mastercard
 | | £4.95 | £9,000 | £0.00 | £0.00 | 1.75% | No | No | No | |
| Kalixa is the combined prepaid MasterCard and eAccount that puts users in control of their cash. New cardholders can get started by depositing as little as £10 - which covers the one time registration fee of £4.95. With Kalixa there are NO monthly account charges and NO charges on transactions using the MasterCard at POS or online. | Top UpsTop UpsInternet (Credit) Top Up Rate: 1.95% (Min: £0.00, Max: £0.00)
Internet (Debit) Top Up Rate: 1.95% (Min: £0.00, Max: £0.00)
BACS Top Up Rate: 1.99% (Min: £0.00, Max: £0.00)
Wages Top Up Rate: 0% (Min: £0.00, Max: £0.00)
ServicesServicesPrepaid Card
AdvantagesAdvantages1. Save £ when travelling with Kalixa - No FX Fees
2. Everywhere MasterCard is accepted - Kalixa is.
3. Be secure on the high street.
4. No monthly account fee.
5. No charges on transactions using the mastercard at POS or online.
6. No credit checks
7. Cardholers can aso choose their four digit PIN number at registration.
8. Maximum limit of £9,000
DisadvantagesDisadvantages1. The card is valid for a period of 24 months from the date of issue.
2. £12 - may be applied in cases where your disputed transaction claim has not been successful |
