Bad Credit Good Solutions

Poor Credit Rating Cards

Having a difficulty being taken on by a credit card provider is a reality for many people. Whether you have a low credit score, a low income, are self employed or simply new to the country, it can be quite a job to find a lender who will accept you. Poor Credit Rating Cards are aimed at your situation – even those who have faced bankruptcy will be considered.

Below we have compared a range of Poor Credit Rating Card providers. Use the table to weigh up advantages and disadvantages, typical interest rates and whether there are additional features such as 'credit rebuilding'. Make sure you take into account how much you will need to pay in fees and charges. Once you have found the right card, simply click on 'Apply'.

COMPANY	ISSUER	APR	CREDIT LIMIT	REBUILD CREDIT	CHIP & PIN	CASH BACK	BALANCE TRANSFER	NEW PURCHASE	APPLY
Capital One Classic		34.9%	£2500+	Yes	Yes	No	Balance transfers are subject to prior approval.	Standard Purchase Period.
	Capital One's card for those who have a weak credit rating, credit problems or no credit history. Students and new migrants to the UK are also eligible. This card will help you rebuild your credit. A number of choices of modernist designs. Up to £2,500 in spending power, though depending on your credit rating you will probably start lower. As long as you keep up with repayments, your limit will be increased.								Services Services Credit Card Advantages Advantages 1. Available for students, those with poor or no credit. 2. 8 choices of card design. 3. Will strengthen your credit rating. 4. Your limit will increase as you make your repayments. Disadvantages Disadvantages 1. 34.9% APR - though this is acceptable for poor credit rating card. 2. Balance transfers are subject to prior approval.
Vanquis Credit Card		39.9%	£1000	No	Yes	No	Balance transfers are subject to prior approval.	56 days interest free.
	The Vanquis Visa ACard is designed for people with no credit history in the UK or who have previously had bad debt or have bad credit rating.								Services Services Credit Card Advantages Advantages 1. Available to those with poor credit history. 2. 56 Days Interest free on transactions when you have paid off 2 or more consecutive current statement balances on time and in full. Disadvantages Disadvantages 1. 39.9% APR is high.
Provident Financial		272.2	300	No	Yes	No	N/A	N/A
	Provident Financial offer another credit solution with their Provident Money Card - a debit card that won't let you go over your limit. You can spend as much or as little of your loan as you want, when you want. Cards are available in values of £300. Don't worry if you have a poor credit history or have been turned down for credit before.								Services Services Provident Money Card Cash Loans Vouchers Advantages Advantages No credit checks Chip and PIN security Easy to use Disadvantages Disadvantages High APR Essentially a loan
aqua Credit Card		35.9%	£2, 200	No	Yes	No	39.95%	39.95%
	There is no annual fee with the aqua MasterCard and a sensible credit limit of up to £2,200. There are many features and benefits of the aqua Credit Card which make it unique, including a friendly 24 hour customer helpline, flexible payment dates and manageable monthly payments. In addition to this, no interest will be charged on purchases if every statement balance is paid in full by the payment date.								Services Services 1. A friendly 24-hour customer helpline. 2. A MasterCard with no annual fee Advantages Advantages 1. Will help repair your credit history 2. Up to 51 days of interest free credit on purchases if the balance paid in full each month 3. Free additional cardholder 4. Manageable monthly payments 5. Flexible payment dates 6. A friendly 24-hour customer helpline Disadvantages Disadvantages 1. High APR rate