Payday Loans

Payday Loans are designed for easy access to credit – most lenders will accept all manner of cases and will have very simple criteria. This usually means applicants must: be at least 18 years of age, have a minimum monthly income (around £300 or less) and be a UK resident. These payday loans (no credit check is required) are processed on application and money is received quickly – often the same day.

Most pay day loans range between around £80 - £800 but this can vary so check when applying. Below we have listed a range of payday loan lenders and brokers. Compare all the main features but look for specific features which might be beneficial to your personal case too – such as a flexible term. Once you have chosen your ideal provider, just click on 'Apply'.

COMPANY	TYPE	LOAN AMOUNT	REPAYABLE £100	TERMS	ID REQUIRED	REPRESENTATIVE APR	DEBIT CARD	BANK ACCOUNT	MOBILE PAYDAY	APPLY
Payday Easy Loans	Broker	£100 - £1000	£125	View Terms 18+ years of age, employed or self employed, earning min £650 per month. Repay on your next payday.	View ID Identification No paperwork, nothing to fax	1286.2% Example Representative Example 1286.2% (Representative APR) - For every £80 you borrow you pay £20.	No	Yes	Yes
Payday Easy Loans	Representative Example: 1286.2% (Representative APR) - For every £80 you borrow you pay £20. Apply online for a Payday Easy Loan and you could receive up to £1000 in your bank account today. Application only takes 2 minutes and the loans are usually taken over a period of less than 31 days. There are no awkward questions just simple qualification criteria.									Services Services Payday Loan Broker Advantages Advantages 1. Fast Application 2. Instant Approval 3. No Paperwork 4. There are no hidden or administrative costs Disadvantages Disadvantages 1. Payday loans are not a long term solutions for financial problems.
Payday Pig	Broker	Up to £1000	£125	View Terms You must be over the age of 18 and reside in the UK.	View ID Identification Bank account necessary	1737 Example Representative Example 1737% (Representative APR) If £100 was borrowed for a period of 31 days at a fixed rate of £25 per £100 borrowed, the total amount repaid would be £125.	No	Yes	Yes
Payday Pig	Representative Example: 1737% (Representative APR) If £100 was borrowed for a period of 31 days at a fixed rate of £25 per £100 borrowed, the total amount repaid would be £125. Payday Pig offers fast and simple Short Term Loans. There's no paperwork and no phone calls. Simply apply online. Payday Pig has an extremely high acceptance rate. When you're running out of cash, short-term loans can help you get by until payday. The process is simple and can help you with your short term cash needs.									Services Services Emergency Cash Solution Advantages Advantages 1.No Paperwork 2.No Phonecalls 3.Simple Application Process Disadvantages Disadvantages 1. You must be over 18 2. You must reside in the UK 3. Bank account required
Bonga Loans	Broker	£100	£110*	View Terms You must be over 18 and have a ban account and debit card to apply.	View ID Identification Bank Account and debit card details necessary.	14348 Example Representative Example 14,348% (Representative APR) Amount of credit £100 for 7 days. Total amount repayable £110. Interest £4.50. Interest rate 235% p.a fixed. Transfer fee £ 5.50. Representative 14,348%APR *based on 1 week loan	Yes	Yes	Yes
Bonga Loans	Representative Example: 14,348% (Representative APR) Amount of credit £100 for 7 days. Total amount repayable £110. Interest £4.50. Interest rate 235% p.a fixed. Transfer fee £ 5.50. Representative 14,348%APR *based on 1 week loan Bonga Loans offer extremely fast loans of up to £100 straight into your bank account. Bonga Loans also offers an extremely efficient text loan service which enables you to borrow £100 through your telephone at any time. If you need up to £100 fast then Bonga Loans can help.									Services Services This is a fast and efficient loan service. Advantages Advantages 1.Fast and efficient service. 2.No long application processs. 3.Get approval fast. Disadvantages Disadvantages 1.Up to £100 only 2.Regular income necessary 3.UK only 4.Monday to Friday only
My Payday Lender	Broker	Up to 1000	125	View Terms You must be 18 or over, in full time employment and earning £750 per month or more.	View ID Identification You will need a bank account that accepts direct debits and they are required to prove your identity	1286 Example Representative Example Total Amount of Credit: £160; Representative APR: 1286%; Duration of Agreement: 31 days; Total Charge of Credit: £25; Total Amount Payable: £185	No	Yes	Yes
My Payday Lender	Representative Example: Total Amount of Credit: £160; Representative APR: 1286%; Duration of Agreement: 31 days; Total Charge of Credit: £25; Total Amount Payable: £185 My Payday Lender can provide you with instant cash for when you need money but your payday is a little far away. Apply online for a payday loan and you could have money in your account in as little as one hour. Borrow up to £1000 for any purpose today!									Services Services This is a fast and efficient Payday loan broker service Advantages Advantages 1. Fast application - no paperwork, just a short online application. 2. Fast approval - you get instant approval on your application. 3. Fast cash - money in your account in as little as 1 hour. 4. There are no arrangement fees to set up the loan Disadvantages Disadvantages 1. Have to be earning £750 per month 2. Payday loans are not a solution for long term financial problems 3. Charge £25 for every £100 you borrow
QuickQuid Payday Loan	Lender	Up to £1000	£125	View Terms Applicants must have a valid bank account, receive a regular paycheque, be at least 18 years of age and a UK resident.	View ID Identification No - nothing to fax, no paperwork to post	1733.5% Example Representative Example Total Amount of Credit: £50; Representative APR: 1734%; Duration of Agreement: 30 days Total Charge of Credit: £14.75 Total Amount Payable: £64.75. Address: QuickQuid, 483 Green Lanes, London, N13 4BS	No	Yes	Yes
QuickQuid Payday Loan	Representative Example: Total Amount of Credit: £50; Representative APR: 1734%; Duration of Agreement: 30 days Total Charge of Credit: £14.75 Total Amount Payable: £64.75. Address: QuickQuid, 483 Green Lanes, London, N13 4BS EXCLUSIVE OFFER! Save 25% on a cash advance of up to £1000 from QuickQuid with promo code BCGS25. Get cash in 10 minutes at no extra cost, even on weekends! Existing customers can even get a payday loan of up to £1500. Apply online in 5 minutes right from home — perfect credit not required! At QuickQuid, we're completely upfront about our costs and there are no hidden fees. See QuickQuid Rates & Terms for details.									Services Services Payday Loan Lender Advantages Advantages 1. Up to £1000 Today, Free Same-Day Funding 2. Save 25% with promo code BCGS30 3. Apply in 5 Minutes from the Comfort and Privacy of Home 4. Quick Approval 5. Less-than-Perfect Credit OK Disadvantages Disadvantages 1. High APR.
Lending Stream LLC	Lender	£50-£1000	£130	View Terms Steady monthly income, 18 years and above, residence in the UK, bank account with direct deposit, valid debit card, take home of £750 per month	View ID Identification NONE	3043.80% Example Representative Example Rate of Interest: 30%per month. Total Amount of credit: £200. Representative APR: 3043.8% Duration of Agreement: 6 months. Total Amount Payable: £440. Total Charge of credit: £220. Address: Lending Stream Ltd, Wisteria Cavendish House, 369 Burnt Oak Broadway, Edgware, Middlesex, HA8 5AW	Yes	Yes	No
Lending Stream LLC	Representative Example: Rate of Interest: 30%per month. Total Amount of credit: £200. Representative APR: 3043.8% Duration of Agreement: 6 months. Total Amount Payable: £440. Total Charge of credit: £220. Address: Lending Stream Ltd, Wisteria Cavendish House, 369 Burnt Oak Broadway, Edgware, Middlesex, HA8 5AW Lending Stream is one of the leading online loan providers in the United Kingdom launched with the novel objective of bridging the gap between one-month payday loans and the 'short on convenience' bank loans. With their path-breaking innovation, the 'short-term monthly instalment loan', a payday loans alternative, they serve customers who find it difficult to pay back lump sum repayment amounts within 30 days. The advantage of borrowing from Lending Stream is that you can repay your loan in easy monthly instalments ranging from 4-6 months. In case you wish to pay back early and save on your interest, you can do so by simply giving them a call.									Services Services Payday Loan Lender Advantages Advantages 1. Express Cash same-day and free BACS (2-3 days) transfer options 2. Two-minute application process 3. Instant decision 4. Returning customers can receive up to £1000 5. Flexible Repayment Plan - repay in 4,5 or 6 instalments depending on the loan amount Disadvantages Disadvantages New customers receive only up to £600
Payday Express	Lender	£80-£800	£125	View Terms Applicants 18 years living and working in UK. Wages paid directly into a UK bank account and must have debit card.	View ID Identification Generally not required – Payday Express offer instant online approval.	1286.1% Example Representative Example Total Amount of Credit: £80; Representative APR: 1737.2%; Duration of Agreement: 28 days; Total Charge of Credit: £20; Total Amount Payable: £100. Address:Kent House, 41 East Street, Bromley, Kent, BR1 1QQ	Yes	Yes	Yes
Payday Express	Representative Example: Total Amount of Credit: £80; Representative APR: 1737.2%; Duration of Agreement: 28 days; Total Charge of Credit: £20; Total Amount Payable: £100. Address:Kent House, 41 East Street, Bromley, Kent, BR1 1QQ Borrow £80-£800. Payday Express offer a quick and easy online application with instant approval decisions and same day cash transfers. Apply online in minutes and get cash in your bank today! Payday Express charge £20 for every £80 borrowed.									Services Services Online Payday Loan Lender. Advantages Advantages 1. Easy online application. 2. Same day cash. Disadvantages Disadvantages 1. High APR.
Payday UK MEM	Lender	£80-£750	£125	View Terms 25% per hundred regardless of time period.	View ID Identification Bank and debit card details	1355% Example Representative Example Total Amount of Credit: £720; Representative APR: 1737%; Duration of Agreement: 28 days; Total Charge of Credit: £217.50; Total Amount Payable: £937.50. Address: Gloucester House, Church Walk, Burgess Hill, West Sussex RH15 9AS	Yes	Yes	Yes
Payday UK MEM	Representative Example: Total Amount of Credit: £720; Representative APR: 1737%; Duration of Agreement: 28 days; Total Charge of Credit: £217.50; Total Amount Payable: £937.50. Address: Gloucester House, Church Walk, Burgess Hill, West Sussex RH15 9AS Payday UK offer loans for up to 30 days which should be repaid in one single payment on your payday. This Lender do not charge any administration fees if you decide to take a loan out with them, they do however, charge you £25 per every £100 borrowed. Payday UK now do deposit runs on Saturdays and Sundays. This means you will not have to wait until Mondays to get your money when you apply at the weekend.									Services Services Payday Loan Lender Advantages Advantages 1. Quick and easy to apply online. 2. Money can be deposit straight into your bank account. 3. They have a good acceptance rate. 4. Payday UK now do deposit runs on Saturdays and Sundays. This means you will not have to wait until Mondays to get your money when they apply at the weekend. Disadvantages Disadvantages 1. They will charge you the sum of £10 per letter for the second, third, fourth and fifth letter that they send to you in respect of the collection of any outstanding sums on your account
Today Loan	Broker	£100 to £1000	Generally 25% (dependent on lender).	View Terms Aged 18 or older in employment or self-employment. Payday Loans to be paid back on next pay day	View ID Identification Some lenders will not ask for identification but you will need to provide bank account details	1737% Example Representative Example 1737% (Representative APR variable) £300 borrowed over 1 month would equal total borrowing of £375. Actual Interest is 25%.	No	Yes	Yes
Today Loan	Representative Example: 1737% (Representative APR variable) £300 borrowed over 1 month would equal total borrowing of £375. Actual Interest is 25%. Today Loan offer customers throughout the UK an unrivalled chance of being approved a Payday Loan by comparing the market for you - so you do not have to. By working directly with UK Lenders we can have a decision to you instantly and the opportunity to have the money deposited into your bank account the same day you apply. Today Loan make the whole process of applying for a Loan simple. A 2 minute application form - instant search of lenders - quick access to your money.									Services Services Payday Loan Broker Advantages Advantages Excellent acceptance rate Quick and simple application form Same day approval and access to your money possible You may not need to provide any paperwork Some lenders will not need to credit search you Disadvantages Disadvantages You need to be employed or self-employed
Kwik Cash	Broker	£80-£750	£125	View Terms Name, current address, 2 contact phone numbers, email address, work and income details, bank account details	View ID Identification Generally not required – Payday Bank offer instant online approval	1737% Example Representative Example Total Amount of Credit: £160; Representative APR: 1286%; Duration of Agreement: 31 days; Total Charge of Credit: £25; Total Amount Payable: £185; Address: 28-32 Wellington Road, London, NW8 9SP.	No	Yes	Yes
Kwik Cash	Representative Example: Total Amount of Credit: £160; Representative APR: 1286%; Duration of Agreement: 31 days; Total Charge of Credit: £25; Total Amount Payable: £185; Address: 28-32 Wellington Road, London, NW8 9SP. High acceptance rate! Kwik Cash provides access to many payday loans - no credit check needed. Borrow any amount between £80 and £750 payable within 31 days - though it is possible to roll the loan over 2 times - ie 3 months total. A simple debit card transaction is used for repayment.									Services Services Payday Loan broker Advantages Advantages 1. Possible to roll the loan over 2 times - ie 3 months total Same day deposit. Disadvantages Disadvantages 1. High APR.
Quid 24	Lender	£100	£110	View Terms If you are over 18, then you will be eligible to use the Quid 24 site and services.	View ID Identification Sometimes they will request that you post us copies of bank statements from the last three months.	14.348%. Example Representative Example Amount of credit £100 for 7 days. Total amount repayable £110. Interest £4.50. Interest rate 235% p.a fixed. Transfer fee £5.50. Representative 14,348% APR	No	No	Yes
Quid 24	Representative Example: Amount of credit £100 for 7 days. Total amount repayable £110. Interest £4.50. Interest rate 235% p.a fixed. Transfer fee £5.50. Representative 14,348% APR Quid 24 is designed to be simple enough for anyone to use. We are a short term loan service provider, specialising in text loans. All you have to do is sign up and a £100 loan could be winging its way to you in minutes.									Services Services Ultra fast SMS loans Advantages Advantages 1. Money in your bank account in 15 minutes guaranteed. 2. Ultra fast SMS loans. 3. Nothing more, nothing less. 4. Simple for anyone to use. 5. Short term loan service provider. Disadvantages Disadvantages 1. Text loans are not a long term solutions for financial problems. 2. Please note that text message based communication may cost you up to £1.
Wonga	Lender	£1-£400	£124.23*	View Terms Applicants for loans will only be approved if they are UK residents and over 18 years of age. Credit score and credit history will be taken into account.	View ID Identification None - just bank account and debit card required.	4214% Example Representative Example Amount of credit; £207 for 20 days Total amount payable; £254.42 Interest: £41.92 Interest rate:360% pa (fixed) Representative APR 4214%. Address: 4 Prince Albert Road, London, NW1 7SN.	Yes	Yes	No
Wonga	Representative Example: Amount of credit; £207 for 20 days Total amount payable; £254.42 Interest: £41.92 Interest rate:360% pa (fixed) Representative APR 4214%. Address: 4 Prince Albert Road, London, NW1 7SN. Wonga.com is the unique ‘same day cash’ lender – you only pay the interest for the length of time you borrow from us. Traditional ‘PayDay lenders’ sting you with interest for a full 30 days, no matter how long you actually need the money for. If you pay back early, they still charge you the full amount. With Wonga.com, if you pay back early, YOU PAY BACK LESS. You pay the interest to that day ONLY. We are also the FASTEST lender; if accepted, you'll get the money in your bank account within 15 MINUTES, GUARANTEED. So if you want a loan to suit your needs, rather than the lenders’, come to Wonga.com – little loans. lots of control. *Based on an 18 day lending period.									Services Services Payday Loan Lender Advantages Advantages 1. Very user-friendly calculator / sliding scale on homepage to view your possible loan, term and interest. 2. Choose your repayment by the day - the shorter the loan the less you pay Disadvantages Disadvantages 1. APR is high - though loan is only 31 days maximum.
Instant Loans Direct	Lender	Up to £300	£115	View Terms 18+ years of age - employed or self employed - earning a min of £750 per month - repay on your next payday	View ID Identification Bank account and debit card details necessary	448.3 Example Representative Example 448.3 % (APR Representative) Borrow £100 for 30 days. The total charge for credit is £15 Interest is fixed at a rate of 15% p.a. The Total Amount Repayable is 1 payment of £115.00	Yes	Yes	Yes
Instant Loans Direct	Representative Example: 448.3 % (APR Representative) Borrow £100 for 30 days. The total charge for credit is £15 Interest is fixed at a rate of 15% p.a. The Total Amount Repayable is 1 payment of £115.00 Instant Loans Direct offer the cheapest pay day loan online - their APR of just 448.3% is far lower than any other pay day lender online. No admin fees - Same Day Transfer - Instant Decision. They only charge 0.50 pence per day for every £100 you borrow. Instant Loans Direct offer loans for up to 30 days which should be repaid in one single payment on your pay day.									Services Services Short term Cash solution Advantages Advantages 1. Low APR 2.No admin fees 3.Same Day Transfer 4.Instant Decision Disadvantages Disadvantages 1. Maximum borrowing limit of £300
Now! Payday	Broker	£80-£750	£129.50	View Terms 18 and over, valid bank account, employed earning £650 per month, UK resident, payment should be within 31 days	View ID Identification None - Bank Account (debit card accepted but not required)	1286.1% Example Representative Example Total Amount of Credit: £50; Representative APR: 1734%; Duration of Agreement: 30 days Total Charge of Credit: £14.75; Total Amount Payable: £64.75 Address: : Communications House, 26, York Street, London, W1U 6PZ	No	Yes	Yes
Now! Payday	Representative Example: Total Amount of Credit: £50; Representative APR: 1734%; Duration of Agreement: 30 days Total Charge of Credit: £14.75; Total Amount Payable: £64.75 Address: : Communications House, 26, York Street, London, W1U 6PZ Borrow from £80 - £750 with Now PayDay! It's all online, takes just minutes to apply and you could have the money in your account within an hour (if approved before 3pm on a weekday). Money transferred to your bank account at NO extra charge. Please note that the average first time amount varies between £185 to £200.									Services Services Get cash in 24 hours and use it for any purposes. Advantages Advantages 1. Instant Approval and Money --- Apply before 3pm Monday to Friday and the funds will be deposited into your account the same day 2. Simple and quick online application – takes no more than 2 minutes to complete 3. No need for debit card – bank account is enough 4. Safe, secure, and confidential – fill out the application from the privacy of your own home Disadvantages Disadvantages 1. Have to be earning £650 per month
Gatekeylending.co.uk	Broker	£80 - £1000	£25	View Terms You must be over the age of 18 to apply	View ID Identification Not necessary	1737 Example Representative Example 1737% (Representative APR) If £100 was borrowed for a month at a fixed rate of £25 per £100 borrowed, the total amount repaid would be £125.	No	Yes	Yes
Gatekeylending.co.uk	Representative Example: 1737% (Representative APR) If £100 was borrowed for a month at a fixed rate of £25 per £100 borrowed, the total amount repaid would be £125. Gatekey Lending is giving hard-working people like you access to a fast, convenient and efficient solution to money needs. Apply from the privacy and convenience of home and a payday loan will be provided to you from a reputable lender within 24 hours of approval. A payday loan can be your solution to household bills, emergency expenses or any other short-term money need. Benefit from our industry-leading and reliable services - apply today.									Services Services A fast and efficient payday loan service Advantages Advantages 1. Confidential and secure service 2. Quick Online Approval 3. Less Than Perfect Credit OK Disadvantages Disadvantages Your payday must not be on a weekend
Cash Genie	Lender	£75-£750	£130	View Terms Applicants must be at least 18 years of age living and working in the UK. Wages must be paid directly into a UK bank account and applicants must have a debit card for this account.	View ID Identification Generally not required Cash Genie offer instant online approval	2339% Example Representative Example 2,339% (Representative APR) Amount of credit: £150.00 Amount of days: 30 Total amount payable: £195.00 Interest: £45.00 Interest rate: 360% PA (fixed)	Yes	Yes	Yes
Cash Genie	Representative Example: 2,339% (Representative APR) Amount of credit: £150.00 Amount of days: 30 Total amount payable: £195.00 Interest: £45.00 Interest rate: 360% PA (fixed) Borrow £75-£750. Cash Genie are one of the newest and quickest growing payday loan companies in the U.K. Apply online or on the phone and you could have the cash in your account today. They charge £30 for every £100 borrowed.									Services Services Payday Loan Lender Advantages Advantages Quick service Great customer service Disadvantages Disadvantages High APR
TxtLoan Payday Loans	Lender	£100	£117	View Terms You must be living in the UK, get a regular minimum £400 income, have mobile phone and e-mail address	View ID Identification Reachable on the phone and they are able to validate your debit card	894% Example Representative Example Total Amount of Credit: £100; Representative APR: 4474%; Duration of Agreement: 15 days; Total Charge of Credit: £17; Total Amount Payable: £117 Address: TxtLoan Ltd, 2nd Floor 145-157, St. John Street, London, EC1V 4PY	Yes	Yes	Yes
TxtLoan Payday Loans	Representative Example: Total Amount of Credit: £100; Representative APR: 4474%; Duration of Agreement: 15 days; Total Charge of Credit: £17; Total Amount Payable: £117 Address: TxtLoan Ltd, 2nd Floor 145-157, St. John Street, London, EC1V 4PY TxtLoan offer a fully online and easy to access Payday loan service. You can apply online, follow the instructions on the display, confirm your credit agreement and the money will be sent to your bank account instantly. You can apply for £300 anytime you want.									Services Services 1. Your account will be active for 3 months Advantages Advantages 1. Loans approved in minutes 2. Cash transferred to your account instantly 3. Control your borrowing You receive the cash in your bank account within minutes 4. They debit your account seven days later 5. You continue to use their service whenever you need it most 6. Receive £10 if you refer a friend 7. Mostly faxless 8. Opened Monday -Friday 24h a day S-T 10 am - 6.30 pm Disadvantages Disadvantages 1. £1 handling fee (plus your standard network rate) will be charged to your mobile phone for each text message you send 2 You can only borrow £300 3 You must remebner your PIN, as you need it to log in into the system and each time you apply for a loan via SMS text message. 4 Loan overdue administration fee £25
Uncle Buck	Lender	Up to £1000	£130	View Terms Loan offered is subject to assessment of customers ability to repay. Debit Card on salaried bank account required. Employed. UK Residents. Min age 18 yrs.	View ID Identification No Document Required	2100.4% Example Representative Example Total Amount of Credit: £200; Representative APR: 2100.4%; Duration of Agreement: 31 days; Total Charge of Credit: £60; Total Amount Payable: £260 Address: Uncle Buck – Unit 451 Biggin Hill Airport, Westerham, Kent TN16 3BN.	Yes	Yes	No
Uncle Buck	Representative Example: Total Amount of Credit: £200; Representative APR: 2100.4%; Duration of Agreement: 31 days; Total Charge of Credit: £60; Total Amount Payable: £260 Address: Uncle Buck – Unit 451 Biggin Hill Airport, Westerham, Kent TN16 3BN. New customers can get up to £400 in your account within an hour, existing customers up to £1000. Apply for a payday loan online and get an answer in minutes with Uncle Buck. Able to process loans and make instant payouts in the evenings and Saturdays									Services Services Cash in your account in one hour Advantages Advantages 1. Cash in your account in one hour 2. Quick and easy application form 3. Fast approval 4. Friendly staff 5. Excellent customer service Disadvantages Disadvantages 1. Currently not open on Sundays
Speedy Dosh	Lender	up to £450	£25	View Terms You are between 18 and 65 years old in full time paid employment. You must take home a salary of more than £750 a month. You must be a UK resident, and have a UK bank account and valid debit card	View ID Identification None necessary	£100 Example Representative Example Borrow £100 for 28 days. The total charge for credit is £25. Interest is fixed at a rate of £25 per £100 loan. Transfer fee (included in total charge for credit) £5. The total repayable is £130	Yes	Yes	No
Speedy Dosh	Representative Example: Borrow £100 for 28 days. The total charge for credit is £25. Interest is fixed at a rate of £25 per £100 loan. Transfer fee (included in total charge for credit) £5. The total repayable is £130 Speedy Dosh is committed to providing attractive, flexible and convenient short term loans. If you need urgent funds to cover unexpected expenses, we will have an instant answer for you and the money will usually be deposited into your account within hours.									Services Services Speedy Dosh is a fast and efficient payday loans lender Advantages Advantages 1. Apply online with our simple two-step application 2. Receive an instant approval without faxing documents 3. Money deposited in your bank account today Disadvantages Disadvantages Maximum loan £450
Safeloans Ltd	Lender	£50-£400	£130.00	View Terms Applicants must be: 1) at least 18 years old; 2) UK resident; 3) receive regular pay; 4) have a debit card for the bank account one’s wages are paid into.	View ID Identification Generally not required – Safeloans offer instant online approval	2692.8% Example Representative Example A loan over 20 days; Rate of interest: 1% per day; Interest rate: 365% fixed per annum; Representative APR 2692.8%; Total amount of credit: £150; Duration of Loan: 20 days; Total Amount Payable: £180; Total charge for credit: £30 Also check out our unique flexible 1, 2, 3, or 4 month flexible repayments schemes which are tailored to suit your monthly budget. Address: Safeloans Ltd, 1st and 2nd Floor, 30 Church Street, Croydon, CR0 1RB.	Yes	Yes	Yes
Safeloans Ltd	Representative Example: A loan over 20 days; Rate of interest: 1% per day; Interest rate: 365% fixed per annum; Representative APR 2692.8%; Total amount of credit: £150; Duration of Loan: 20 days; Total Amount Payable: £180; Total charge for credit: £30 Also check out our unique flexible 1, 2, 3, or 4 month flexible repayments schemes which are tailored to suit your monthly budget. Address: Safeloans Ltd, 1st and 2nd Floor, 30 Church Street, Croydon, CR0 1RB. Safeloans Ltd offers cash loans within 1 hour from underwriting if required at transparanat rate of 1% a day. You only pay the interest for the length of time you borrow the cash. Traditional ‘PayDay lenders’ charge interest for a full 30 days, no matter how long you borrow the money for. Safeloans Ltd offers a quick and easy online application with instant approval decisions and 1 hour or same day cash transfers. Apply online in minutes and get cash in your bank today.									Services Services Easy Online Application Advantages Advantages 1. Daily Rate Of Interest 2. Flexible Repayment Scheme 1, 2 , 3,or 4 Months to suit tour budget. 3. Easy Online Application 4. Same Day Payout / 1Hour Payout Disadvantages Disadvantages 1. High APR. 2. Payday loans are not a long term solution for financial problems.
UKPayDayToday.co.uk	Broker	£80 - £1000	Ask on application	View Terms You must be over 18 and in permanent employment	View ID Identification Banking and employment information	1737% Example Representative Example £750 borrowed for 28 days. Annual interest rate of 300% (Fixed). Total amount payable by one repayment is £937.50. 1737% APR Representative.	Yes	Yes	No
UKPayDayToday.co.uk	Representative Example: £750 borrowed for 28 days. Annual interest rate of 300% (Fixed). Total amount payable by one repayment is £937.50. 1737% APR Representative. UKPaydayToday.co.uk match consumers with prospective payday loan lenders participating in their network of payday loan lenders. You can borrow between £80 and £1000 even if you have bad credit. Funds can be deposit into your bank account within 24 hours of applying for a payday loan.									Services Services Payday loan broker Advantages Advantages 1. Immediate approval. 2. Poor credit, no problem. 3. Funds are deposited directly into your checking account within 24 hours 4. You can receive up to £1000 Disadvantages Disadvantages 1. The webiste has limited information on it. 2. You have to apply to obtain the fees and rates
CUS4 Payday Loans	Broker	£80 - £1000	£125	View Terms They work with several leading Loan Specialists and send your application to one at a time, until your loan is approved.	View ID Identification Name, address, telephone, email, date of birth	Dependent on lender Example Representative Example Not available	Yes	Yes	Yes
CUS4 Payday Loans	Representative Example: Not available Whatever you need a quick loan for, Cus4Loans can find you loans of between £80 to £1,000. No matter if you have been turned down elsewhere - Cus4 Payday Loans can find lenders willing to take on even self employed applicants, as well as those with poor credit.									Services Services Borrow between £80 - £1000 Advantages Advantages Borrow between £80 - £1000 Poor credit history applicants are eligible Self employed, tenants and homeowners all welcome Disadvantages Disadvantages APR only stated after application (as this is a broker) There may be additional broker fees of up to £49
Payday Monster	Broker	£75 - £1000	£125	View Terms To register you must be over eighteen (18) years of age. You must ensure that the details provided by you on registration or at any time are correct and complete.	View ID Identification Initially your employment and banks details	1737 Example Representative Example Borrow £180 for 28 days. Total amount payable £225. Interest rate p.a. 1737% (default). Interest payable £45	No	Yes	Yes
Payday Monster	Representative Example: Borrow £180 for 28 days. Total amount payable £225. Interest rate p.a. 1737% (default). Interest payable £45 You maybe looking for a quick cash fix to a short term cash-flow problem. By having the right loans company to hand such as Payday Monster you can guarantee that they'll do everything to try and find the best deal for you. Their system scans the markets and returns the best match loan criteria. It saves you the time and effort scanning the markets looking for the best deal.									Services Services 1. Payday broker Advantages Advantages 1. Efficient Loan Finding System 2. Fast Approval 3. Bad Credit Accepted Disadvantages Disadvantages 1. First time application up to £750 only 2. Bank account necessary
Provident Personal Credit Loan	Lender	£50 - £300	£140	View Terms Applicants must be at least 18 years of age and a UK resident. Repayment period 14 - 31 weeks	View ID Identification You will require proof of ID, address and income. National Insurance number may be required.	272.2% Example Representative Example Total Amount of Credit: £300; Representative APR: 272.2%; Duration of Agreement: 52 weeks; Total Charge of Credit: £246; Total Amount Payable: £546; 52 weekly payments of £10.50; Rate of interest 80.2% p.a. fixed; The information underlined is variable depending on the loan amount, product & term offered. Address: 1 Godwin Street, Bradford, BD1 2SU NB	No	No	No
Provident Personal Credit Loan	Representative Example: Total Amount of Credit: £300; Representative APR: 272.2%; Duration of Agreement: 52 weeks; Total Charge of Credit: £246; Total Amount Payable: £546; 52 weekly payments of £10.50; Rate of interest 80.2% p.a. fixed; The information underlined is variable depending on the loan amount, product & term offered. Address: 1 Godwin Street, Bradford, BD1 2SU NB With only 14 weekly repayments our budget loan is perfect for paying those unexpected bills, emergency home repairs or anything else that might crop up out the blue. The budget loan is available from £50-£300 and could be delivered direct to your door within a few days of filling out our online application and meeting your local agent.									Services Services Payday Loan Lender Advantages Advantages 1. You can spread your repayments over 14 weeks 2. There are no large lump sum repayments to worry about 3. No bank account needed 4. There are absolutely no hidden charges 5. Your friendly agent will call at your home to collect your weekly payments 6. We could help if you ever need us again Disadvantages Disadvantages 1. High APR
The Loan Monster	Broker	Up to £1000	£125	View Terms Over 18, Employed, Regular Income	View ID Identification Not generally	1737 Example Representative Example 1,737% (Representative APR variable) so if you borrow £100 over 30 days at a rate of 1,737% (variable) you will repay £125	Yes	Yes	Yes
The Loan Monster	Representative Example: 1,737% (Representative APR variable) so if you borrow £100 over 30 days at a rate of 1,737% (variable) you will repay £125 Payday Loans are short term small loans, repayable in full on your next payday, also called Payday Advances. They enable you to free up some cash straight away for anything from a car emergency to a plumbing emergency, up to £750. Don't lose sleep over it, get a Payday Loan Now! The Loan Monster works with Multiple Lenders to get the Payday Loan you need. Their charges range from £25 - £30 per £100 borrowed, these charges vary lender to lender.									Services Services 1. Payday loan broker Advantages Advantages 1.Fast application 2.A good selection of lenders on hand Disadvantages Disadvantages 1.This is not a lender 2.You must be a UK resident 3.Unemployed candidates will not be accepted.
FLM Quick	Lender	£50 to £500	£109.74	View Terms You must be over 18, be living in the UK and not be bankrupt or on an IVA.	View ID Identification ID required and validation of your debit card.	199% Example Representative Example Total Amount of Credit: £500; Representative APR: 199%; Duration of Agreement: 31 days; Total Charge of Credit: £48.70; Total Amount Payable: £548.70 Address: Financial Processing Ltd UK, Walton House, 56 – 58 Richmond Hill, Bournemouth, Dorset, BH2 6EX	Yes	No	No
FLM Quick	Representative Example: Total Amount of Credit: £500; Representative APR: 199%; Duration of Agreement: 31 days; Total Charge of Credit: £48.70; Total Amount Payable: £548.70 Address: Financial Processing Ltd UK, Walton House, 56 – 58 Richmond Hill, Bournemouth, Dorset, BH2 6EX FLM Quick is The Richmond Group’s competitive answer to the pay day loan market and allows customers to borrow between £50 and £500, which can be paid out the same day or within 24 hours at an incredibly low 199% APR! Manage your own balance and pay back when it suits you best as long as you meet the monthly interest repayments. You must have a guarantor to be approved for this loan.									Services Services Online application – apply from home Advantages Advantages 1.We accept applicants with CCJ’s, defaults and late payments, as long as they are not bankrupt or on an IVA 2.Same day pay 3.Online application – apply from home 4.No arrangement fees to set up the loan 5.Friendly service Disadvantages Disadvantages 1. You must have a guarantor to get approval for this loan
CashCall Finance Limited	Lender	£100 - £750	£24	View Terms 5 days to 35 days	View ID Identification Generally not necessary	1334% Example Representative Example Total amount of credit £205.00 for 26 days The total amount repayable in one payment is £247.64 Total charge for credit is £42.64 Interest is at a fixed rate of 20.80% over the term of the loan (292% per annum)	Yes	Yes	Yes
CashCall Finance Limited	Representative Example: Total amount of credit £205.00 for 26 days The total amount repayable in one payment is £247.64 Total charge for credit is £42.64 Interest is at a fixed rate of 20.80% over the term of the loan (292% per annum) CashCall Finance offer quick and convenient online payday loan solutions with same day cash transfers. Our process is very simple, uncomplicated and we provide quick decisions.									Services Services Fast, excellent and reliable customer service. Advantages Advantages 1.One of the cheapest Pay Day Lenders in the UK market. 2.Only pay the interest for the length of time you borrow from us. 3.Simple online application process. 4.Excellent customer service. 5.Money in your bank account in 30 minutes Disadvantages Disadvantages 1. You must be over 18 to use this service