Credit ChecksFree Credit Reports

Please see below a list of companies that provide credit checks. Online access to your credit report and score is very useful. You will be able to understand how lenders reach their decisions based on your profile.

Most credit check companies will be able to tell you how your score is reached and how you can improve your existing rating. This allows you to actively gain control of your financial status. Making your credit score better can make a large different to your financial health. Many people find it hard to access credit – credit cards, loans and mortgages often pass us by just because of a poor credit rating. Finding out where you stand and taking action to improve the situation is the first step to being able to make large purchases such as a house or car.

COMPANYPRODUCTSFREE TRIALCOSTSCANCELLATIONIMPROVED CREDITAPPLY
QuickCreditScore.co.uk
QuickCreditScore.co.uk
Credit Score and Credit Report10 Days£14.95AnytimeHints and Tips OnlyQuickCreditScore.co.uk
QuickCreditScore.co.uk provides you with a free 10 day trial to enable you to try out their credit report services and receive unlimited access to your free credit score and report. After the 10 day trial you will be charged £14.95 if you do not cancel your membership.Services

Services

UNLIMITED Access to your FREE Credit Score and Report


Advantages

Advantages

1. UNLIMITED Access to your FREE Credit Score and Report
2. 24/7 Identity Alerts
3. Identity Recovery Assistance
4. Extensive Online Resource Center


Disadvantages

Disadvantages

1. You must remember to cancel your trial membership otherwise you will be charged.

Credit Report Access
Credit Report Access
Credit Score, Credit Report and Identity Theft protection10 days£19.95 p.m.10 daysTips and hintsCredit Report Access
Our mission here at CreditReportAccess.co.uk is to offer millions of people the best credit reporting solution available within the United Kingdom. At CreditReportAccess.co.uk we have more than just credit reporting. We offer all our customers with their Credit Score, a full Credit Report, with Credit Monitoring, and finally Identity Theft protection.Services

Services

1. Credit Score
2. Full Credit Report
3. Credit Monitoring
4. Identity Theft protection


Advantages

Advantages

1. UNLIMITED Access to your Free* Score and Report
2. Identity Recovery Assistance
3. 24/7 Identity Alerts
4. Extensive Online Resource Center


Disadvantages

Disadvantages

1. After a ten day trial you have to pay a monthly fee of £19.95

Privacy guard
Privacy guard
Identity Theft and Credit Score30 days£6.99 per monthAnytime during the 30 day trialHints on how to improve creditPrivacy guard
Apply online for your free online credit report and 30-day free trial with Privacy Guard. You can receive your credit score at no additional fee and receive advice on how to improve you credit rating. You also receive credit checks alerts when your credit profile is viewed or if there are any significant changes.Services

Services

Apply for PrivacyGuard and they will help you understand your credit rating, watch over your credit profile and if you have been subject to identity fraud, help you regain it.


Advantages

Advantages

1. A free online credit report and 30 day free trial
2. Online access to your secure credit report whenever you want.
3. Your credit score is at no additional fee.
4. Advice on how to improve your credit rating
5. Alerts when your credit profile is viewed or if there are any significant changes.
6. A personal caseworker if you're affected by identity fraud.


Disadvantages

Disadvantages

1. Your membership will start when you receive a welcome email. The first 30 days are free, after which your membership will continue automatically at a monthly membership fee of £6.99 (inc VAT) which will be billed to the card details.

Check My File
Check My File
Credit Score and Credit Report30 days£7.99 per monthAnytimeTips on how to improve creditCheck My File
View the UK’s most detailed credit report with checkmyfile - completely free for 30 days. No one else provides data from all three credit reference agencies, at different levels, which enables you to check whether judgment, insolvency, bankruptcy or electoral roll information is held at Callcredit, Equifax or Experian, and to compare exactly what is held at each, on one screen.Services

Services

Checking your Credit Report with us does not lower your Credit Score


Advantages

Advantages

1. Multi Agency Credit Reports
2. FREE Credit Score & Rating
3. FREE Identity Theft Assistance
4. Independent, Impartial, Expert Advice


Disadvantages

Disadvantages

1. After the 30 day trial you pay the monthly fee.

Equifax
Equifax
Credit Management, Identity protection, Credit Report
30 Days£6.99 per month30 daysHints and tips on how to improve credit onlyEquifax
Equifax allows you to take charge of your credit report and offers you a free, no obligation 30 day trial to test their products and services. After this, Equifax costs you £6.99 per month to continue, if you do not cancel this within your 30 day trial. They offer weekly alerts of any significant changes to your credit file and expert tips to help you understand your credit report.Services

Services

1. Unlimited online access to your Equifax credit file.
2. Weekly alerts of any significant changes to your credit file.
3. Expert tips to help you understand your credit report.


Advantages

Advantages

1. 30 day free trial.
2. Unlimited access to your online credit file.
3. Weekly alerts
4. Expert tips to help you understand your credit report
5. Online dispute facility to help you correct any errors quickly and simply
6. Customer support for the customer care service team.


Disadvantages

Disadvantages

1. After the 30 day trial, Equifax will start the payment of £6.99 unless you specifically cancel your account.
2. No refunds are payable for any cancellation in the last three months of any Year.

HighCredit Score
HighCredit Score
Credit Scores from all three bureaus.7 Days£19.95AnytimeTips on how to improve creditHighCredit Score
High Credit Score is the fastest and easiest way to check your credit report and rating anytime you need them. In addition, High Credit Score protects you against identity theft with 24/7 credit monitoring and identity alerts. For additional peace of mind, we even provide ID Recovery Assistance in the event your identity is ever stolen.Services

Services

Credit Scores from all three bureaus.


Advantages

Advantages

1. See both your Credit Report and Rating
2. Credit Monitoring
3. 24/7 Identity Alerts
4. Identity Recovery Assistance
5. 12 Day Free Trial.
6. No processing Fee


Disadvantages

Disadvantages

1. After your 12 Day free trial you will be charged £19.95 per month.