Claims - Credit CardsFree Credit Reports

Please see below a list of credit card claims services. A credit card claims service will help you to get compensation if you have been unfairly charged for late payment, exceeded credit limits or returned payment on your credit card you could be eligible for your money back.

Use the table to compare essential aspects to each credit card claims service and find which one suits you. Claims services should be specialists in their field and in most cases will not charge you unless you win the claim. They should clarify all aspects of the intended credit card claim and the laws which govern unfair credit card charges.

COMPANYPRODUCTSCOSTSPROCESSREQUIREMENTSTERMSEXAMPLEAPPLY
Claims Financial - Credit Card Charges
Claims Financial - Credit Card Charges
Claims for unfair card feesFree to register. No upfront feesApply online and answer some simple questions.May need to provide necessary information on your card transactionsView

Terms

No win, no fee

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Example

Work with Claims Financial to negotiate highest possible amounts.

Claims Financial - Credit Card Charges
Claims Financial offers expert advice and guidance when making credit card claims. They will assess the value of your claim, negotiate the highest available amount, communicate with your bank and chase your cheque after the dispute is resolved.Services

Services

Claims service for a range of cases


Advantages

Advantages

1. No upfront fees.
2. Easy to apply.


Disadvantages

Disadvantages

1. Could face fee if case is successful.

LoanClaimCompany
LoanClaimCompany
Credit Card Claims Service25% of winnings plus VAT.Complete the claims pack and let the company pursue your claim.Anyone who has faced charges can claim but whether your claim is successful or not is not guarenteed.View

Terms

See website for details.

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Example

Jennifer Golding claimed back £520 from unfair charges

LoanClaimCompany
Loan Claim Company operates on a no win, no fee basis and won’t charge you a penny unless they win your claim. If your credit card claim is successful then their fees are 25% plus VAT and this will be payable from the amount that you win. Even if you no longer have or use the credit card you can still make credit card claims.Services

Services

There is a fantastic online application service available so you can find out whether you can make a claim online, without having to leave the comfort of your own home.


Advantages

Advantages

1.The LoanClaimCompany work on a no win, no fee basis so you do not pay if you aren't successful.
2.If you are successful you can claim back all your unfair charges.
3.You can get your payment in as little as 8 weeks.
4.Use the easy online application form to see whether you can make a claim.
5.Make claims for all unfair credit card charges.
6.Even if you no longer have a credit card you can still make a claim.
7.Your fees are payable from the amount you win back.


Disadvantages

Disadvantages

1.Not all claims will be successful.
2.A cancellation fee is payable if you decide to withdraw.

Empire Claims
Empire Claims
Unfair Bank Charges, Unfair Credit Card Charges, Mis-sold PPINo win, no fee. Successful claims incur feeRegister online, fill out simple application formPersonal details, proof of unfair credit card chargesView

Terms

If Empire Claims recover compensation, the fee will be equivalent to 25% plus VAT of the compensation recovered.

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Example

Empire Claims recover £1,000 compensation, the fee will be £293.75 and you will receive the balance of £706.25.

Empire Claims
Empire Claims offers specialist claims services for unfair Credit Card charges, bank charges and mis-sold PPI. claiming to be one of the UK's leading financial claims specialists, Empire Claims offer a user-friendly service and won't stop until your compensation is recovered.Services

Services

Claims specialists


Advantages

Advantages

No win, no fee
User-friendly format - easy to apply


Disadvantages

Disadvantages

If your case wins, you incur a 25% charge plus VAT on top
Final compensation may therefore be not large