Claims - Credit Cards
Please see below a list of Claims services for Credit Cards. A credit card Claims service will help you to get compensation if you have been unfairly charged for late payment, exceeded credit limits or returned payment on your credit card you could be eligible for your money back.
Use the table to compare essential aspects to each service and find which one suits you. Claims services should be specialists in their field and in most cases will not charge you unless you win the claim. They should clarify all aspects of the intended claim and the laws which govern unfair credit card charges.
| COMPANY | PRODUCTS | COSTS | PROCESS | REQUIREMENTS | TERMS | EXAMPLE | APPLY |
ConsumerNet![]() | Claims for unfair credit card fees | No win, no fee. Successful claims incur fee | Apply using the step-by-step online process | Personal details and card details | No win, no fee. Successful claims incur 25% charge plus VAT of 28.75% paid to ConsumerNet | ConsumerNet assess your claims and work to gain compensation for you | ![]() |
| ConsumerNet provide consumers with an easy way to reclaim unfair credit card charges, unfair banking charges and mis-sold financial products. A team of UK banking specialists and claims management lawyers are on hand to offer advice and ensure that claims are dealt with professionally and on time. | ServicesServicesClaims specialists Advantages AdvantagesClaim for both credit card and store card charges
Easy online application process
No win, no fee basis Disadvantages Disadvantages Successful claims incur a 25% plus VAT of 28.75% FEE of the total sum recovered
Must send forms via post | ||||||
Empire Claims![]() | Unfair Bank Charges, Unfair Credit Card Charges, Mis-sold PPI | No win, no fee. Successful claims incur fee | Register online, fill out simple application form | Personal details, proof of unfair credit card charges | If Empire Claims recover compensation, the fee will be equivalent to 25% plus VAT of the compensation recovered. | Empire Claims recover £1,000 compensation, the fee will be £293.75 and you will receive the balance of £706.25. | ![]() |
| Empire Claims offers specialist claims services for unfair Credit Card charges, bank charges and mis-sold PPI. claiming to be one of the UK's leading financial claims specialists, Empire Claims offer a user-friendly service and won't stop until your compensation is recovered. | ServicesServicesClaims specialists Advantages AdvantagesNo win, no fee
User-friendly format - easy to apply Disadvantages DisadvantagesIf your case wins, you incur a 25% charge plus VAT on top
Final compensation may therefore be not large | ||||||
Claims Financial - Credit Card Charges![]() | Claims for unfair card fees | Free to register. No upfront fees | Apply online and answer some simple questions. | May need to provide necessary information on your card transactions | No win, no fee | Work with Claims Financial to negotiate highest possible amounts. | ![]() |
| Claims Financial offers expert advice and guidance to claim back unfair credit card charges. They will assess the value of your claim, negotiate the highest available amount, communicate with your bank and chase your cheque after the dispute is resolved. | ServicesServicesClaims service for a range of cases Advantages Advantages1. No upfront fees.
2. Easy to apply. Disadvantages Disadvantages1. Could face fee if case is successful. | ||||||
The Claims Guys - Credit Cards Claims![]() | Claims for unfair card fees | Free to apply, no upfront fees | Apply online to find out how much you could claim | Most recent credit card statement is required | No win, no fee. Costs explained after application. | The Claims Guys assess your case and negotiate on your behalf to win compensation | ![]() |
| The Claims Guys provide expert claims specialists for a range of areas including unfair credit card charges. | ServicesServicesClaims specialists for unfair credit card fees Advantages Advantages1. average claim value is £400. Disadvantages Disadvantages1. Process of claiming can be lengthy. | ||||||





