Claims - Credit CardsFree Credit Reports

Please see below a list of Claims services for Credit Cards. A credit card Claims service will help you to get compensation if you have been unfairly charged for late payment, exceeded credit limits or returned payment on your credit card you could be eligible for your money back.

Use the table to compare essential aspects to each service and find which one suits you. Claims services should be specialists in their field and in most cases will not charge you unless you win the claim. They should clarify all aspects of the intended claim and the laws which govern unfair credit card charges.

COMPANYPRODUCTSCOSTSPROCESSREQUIREMENTSTERMSEXAMPLEAPPLY
ConsumerNet
Claims for unfair credit card feesNo win, no fee. Successful claims incur feeApply using the step-by-step online processPersonal details and card detailsNo win, no fee. Successful claims incur 25% charge plus VAT of 28.75% paid to ConsumerNetConsumerNet assess your claims and work to gain compensation for you
ConsumerNet provide consumers with an easy way to reclaim unfair credit card charges, unfair banking charges and mis-sold financial products. A team of UK banking specialists and claims management lawyers are on hand to offer advice and ensure that claims are dealt with professionally and on time.Services

Services

Claims specialists


Advantages

Advantages

Claim for both credit card and store card charges
Easy online application process
No win, no fee basis


Disadvantages

Disadvantages

 Successful claims incur a 25% plus VAT of 28.75% FEE of the total sum recovered
Must send forms via post

Empire Claims
Unfair Bank Charges, Unfair Credit Card Charges, Mis-sold PPINo win, no fee. Successful claims incur feeRegister online, fill out simple application formPersonal details, proof of unfair credit card chargesIf Empire Claims recover compensation, the fee will be equivalent to 25% plus VAT of the compensation recovered.Empire Claims recover £1,000 compensation, the fee will be £293.75 and you will receive the balance of £706.25.
Empire Claims offers specialist claims services for unfair Credit Card charges, bank charges and mis-sold PPI. claiming to be one of the UK's leading financial claims specialists, Empire Claims offer a user-friendly service and won't stop until your compensation is recovered.Services

Services

Claims specialists


Advantages

Advantages

No win, no fee
User-friendly format - easy to apply


Disadvantages

Disadvantages

If your case wins, you incur a 25% charge plus VAT on top
Final compensation may therefore be not large

Claims Financial - Credit Card Charges
Claims for unfair card feesFree to register. No upfront feesApply online and answer some simple questions.May need to provide necessary information on your card transactionsNo win, no feeWork with Claims Financial to negotiate highest possible amounts.
Claims Financial offers expert advice and guidance to claim back unfair credit card charges. They will assess the value of your claim, negotiate the highest available amount, communicate with your bank and chase your cheque after the dispute is resolved.Services

Services

Claims service for a range of cases


Advantages

Advantages

1. No upfront fees.
2. Easy to apply.


Disadvantages

Disadvantages

1. Could face fee if case is successful.

The Claims Guys - Credit Cards Claims
Claims for unfair card feesFree to apply, no upfront feesApply online to find out how much you could claimMost recent credit card statement is requiredNo win, no fee. Costs explained after application.The Claims Guys assess your case and negotiate on your behalf to win compensation
The Claims Guys provide expert claims specialists for a range of areas including unfair credit card charges.Services

Services

Claims specialists for unfair credit card fees


Advantages

Advantages

1. average claim value is £400.


Disadvantages

Disadvantages

1. Process of claiming can be lengthy.