Consolidation LoansFree Credit Reports

Please find a comprehensive list of Consolidation Loan providers below. Use the chart to compare areas such as the interest rate, the minimum and maximum term and the advance. Consolidation loans are ideal for you if you are struggling to manage your debts. Credit cards, personal and secured loans and store cards all carry differing interest rates and the more you have, the harder it can be to keep track of them all.

A consolidation loan groups all of these debts into one place. You are left with one manageable monthly payment at a reduced amount and with a lower interest rate. There are many consolidation loan providers available today as increasing numbers of people seek better control over their finances. Make sure to keep in mind that the debt has not been reduced or taken away – you will still need to pay of your total debts. Lender criteria vary so have a look to see if you are eligible. Click 'Apply' when you have made your choice.

COMPANYAPRLOAN AMOUNTMIN TERMMAX TERMTERMSSUITABLESECURED LOANSAPPLY
Yes Loans
48%£500-£25,000Apply online to viewApply online to viewDepends on loan type - fill in online form and you will be given your choices.Those that have been refused by high street lenders and those suffering with credit difficulties such as CCJs, defaults or mortgage arrears.Yes
Yes Loans accepts well over 95% of individuals who apply for a loan - regardless of circumstances. Apply now for a fast decision. So if you have a poor credit rating, CCJs or have been blacklisted, you can try Yes Loans. This includes secured, personal and Debt Consolidation loans. Services

Services

Consolidation Loan Broker
Bad Credit Loan Broker


Advantages

Advantages

1. Consolidate all your debts into one monthly payment.
2. Unsecured and secured loans available for any purpose.
3. Adverse and bad credit history accepted.
4. Get a loan evevn if you have had CCJs.


Disadvantages

Disadvantages

1. Typical APR is high at 48%, though likely to be lower for debt consolidation

123 Debt Solutions
9.3%£4000-£50,000See ApplicationSee ApplicationMust have minimum £4000 debt and income of £6,000 per annumCustomer with both good or bad credit ratings.No
A consolidation loan to help consolidate all your debts into one low monthly payment. Only available to home owners. Receive your loan cheque within 5 days. Services

Services

Consolidation loan Broker
Payday Loan Broker
Unsecured Loan Broker


Advantages

Advantages

1. 9.3% APR and a variety of debt management products.


Disadvantages

Disadvantages

1. Must have at least £4,000 of debt.

Quote-N-Go
VariesUp to £25,0001 Year25 YearsSee website for detailsEmployed, retired, self employed or unemployed borrowersNo
Quote-N-Go provides consumers with loans and debt solutions at the lowest rates that can find. You can apply online and receive a loan of up to £25,000.Services

Services

Trusted and free sevice.


Advantages

Advantages

1. Comprehensive
2. Trusted, free service
3. Easily apply online


Disadvantages

Disadvantages

1. Website has limited information on it.
2. You have to apply to obtain fees and charges.

Your Life Debt Free
9.9%Dependant on applicationNot stated - apply for infoNot stated - apply for infoDepends on product - fill in online application and your options will be offered to you. 3 months recent wages slips and statements from all creditors.Customers with good and bad credit ratings.Yes
Enter your details to see if you qualify for a Debt Consolidation Loan, debt management plan or iva and begin living your life debt free. Let the UK Leading Debt Advisors help you get out of debt starting today. Fill in form to get best suggestion for your debt issues.Services

Services

Consolidation Loan
Debt Management Plan
IVA


Advantages

Advantages

1. Reduced monthly repayments
2. Lower interest on debts
3. One monthly payment
4. 3 types of debt managemnet products depending on status. Just fill in form to get best suggestion and advice


Disadvantages

Disadvantages

1. Loan must be secured against property.
2. Penalties For Early Repayment.

The Loan Locator
Dependent on lender£50 - £25,000Dependent on lenderDependent on lenderMust be at least 18 years old to applyIf you have bad creditNo
The Loan Locator specialise in providing you with a loan of up to £25,000 in order for you to consolidate your loans, purchase a car, take a holiday or whatever you fancy. It doesn’t matter if you have been refused or declined a loan before, you could be approved for a loan within 48 hours.Services

Services

No obligation quotation


Advantages

Advantages

1. No obligations quotation.
2. Get approved even if you have bad credit.
3. Borrow up to £25,000
4. Loan can be used for any purpose.


Disadvantages

Disadvantages

1. You have to apply to obtain fees and charges
2. You have to apply to view terms and conditions