Consolidation Loans

Please find a comprehensive list of consolidation loan providers below. Use the chart to compare debt consolidation loans features such as the interest rate, the minimum and maximum term and the advance. Consolidation loans are ideal for you if you are struggling to manage your debts. Credit cards, personal and secured loans and store cards all carry differing interest rates and the more you have, the harder it can be to keep track of them all.

Debt consolidation loans group all of these debts into one place. You are left with one manageable monthly payment at a reduced amount and with a lower interest rate. There are many providers of loans available today as increasing numbers of people seek better control over their finances. Make sure to keep in mind that the debt has not been reduced or taken away – you will still need to pay of your total debts. Loan lenders criteria vary so have a look to see if you are eligible. Click 'Apply' when you have made your choice.

COMPANY	REPRESENTATIVE APR	LOAN AMOUNT	MIN TERM	MAX TERM	TERMS	SUITABLE	SECURED LOANS	APPLY
Merlin Money Market	53.9% Example Representative Example Not available	£100 - £50,000	1 Month	25 Years	View Terms See website for more information on specific lenders.	View Suitable If you have bad credit and would like to consolidate your loans	No
Merlin Money Market	Merlin Money Market operate a fully automated online service which means that there is no paperwork to worry about. They will come up with the best loan options and rates, tailored to meet your requirements and with no obligation							Services Services No upfront credit checks to worry about Advantages Advantages 1. Loans from £100 to £100,000 2. Repayments from 1 month to 25 years 3. Any purpose loans no matter what your credit history or circumstances 4. Unlike our competitors there are no fees until you’ve been presented with your lender options 5. No upfront credit checks to worry about 6. We could get you cash in your account today Disadvantages Disadvantages 1. There is a fee for using this service.
Quote-N-Go	Varies Example Representative Example Dependent on lender	Up to £25,000	1 Year	25 Years	View Terms See website for details	View Suitable Employed, retired, self employed or unemployed borrowers	No
Quote-N-Go	Quote-N-Go provides consumers with consolidation loans and debt solutions at the lowest rates that can find. You can apply online and receive a loan of up to £25,000.							Services Services Trusted and free sevice. Advantages Advantages 1. Comprehensive 2. Trusted, free service 3. Easily apply online Disadvantages Disadvantages 1. Website has limited information on it. 2. You have to apply to obtain fees and charges.
Save Simply	N/A Example Representative Example Not available	£500 - £25,000	N/A	N/A	View Terms The Partners will contact you with loan information. Please note that such information should not be used as the sole basis for your loan decision, and may not meet your particular needs.	View Suitable For those seeking a Consolidation Loan	No
Save Simply	Save Simply specialise in loans for any purpose from £500 - £25,000. Apply online and receive free, no obligation advice which is 100% secure and confidential. Save Simply work with some of the Top lenders and boast all applications are accepted.							Services Services 1. Consolidation Loan Broker Advantages Advantages 1. Lots of lenders sourced 2. Poor credit borrowers considered Disadvantages Disadvantages 1. APR not stated - must apply to receive APR % 2. APR may be high
The Loan Locator	Dependent on lender Example Representative Example Dependent on lender	£50 - £25,000	Dependent on lender	Dependent on lender	View Terms Must be at least 18 years old to apply	View Suitable If you have bad credit	No
The Loan Locator	The Loan Locator specialise in providing you with a consolidation loan of up to £25,000 in order for you to consolidate your loans, purchase a car, take a holiday or whatever you fancy. It doesn’t matter if you have been refused or declined a loan before, you could be approved for a one of The Loan Locator loans within 48 hours.							Services Services No obligation quotation Advantages Advantages 1. No obligations quotation. 2. Get approved even if you have bad credit. 3. Borrow up to £25,000 4. Loan can be used for any purpose. Disadvantages Disadvantages 1. You have to apply to obtain fees and charges 2. You have to apply to view terms and conditions
The Finance Facility	19.6% Example Representative Example Total Amount of Credit: £5000; Representative APR: 19.6%; Duration of Agreement: 60 months; Total Charge of Credit: £2881.60; Total Amount Payable: £7881.60 Address: The Finance Facility, Netherley Road, Prescot, Merseyside, L35 1RG	£1000 - £15000	12 months	60 months	View Terms See website for details	View Suitable All borrowers - even with bad credit history, been refused elsewhere, been blacklisted or have CCJs.	No
The Finance Facility	The Finance Facility claim to be the UKs Debt Consolidation specialists! They are on hand to find the best loan available suited to your needs. Apply online even if you are suffering from a bad credit history, CCJ’s, default or arrears.							Services Services 1. Consolidation loan Advantages Advantages 1. No upfront fees 2. No multiple credit checks 3. Search over 200 lenders for you. Disadvantages Disadvantages 1. Fee of £59.95. 2. You can not obtain the fees and charges until you have applied.
Trapped.co.uk	N/A Example Representative Example Not available	Ask on application	N/A	N/A	View Terms Ask on application	View Suitable Debt management advice	No
Trapped.co.uk	Apply online and find out if a consolidation loan is the best option available to you. Trapped.co.uk will explain all the options available to help set up a debt solution that is right for you. Use their free online tool to help you analyse your debt and review the options to help you get out of debt.							Services Services 1. Condolidation broker Advantages Advantages 1. They will suggest the most suitable debt solution for you based on your current debt and personal details 2. They will analyse your debt, income and personal situation to work out which debt solution might be best for you 3. Clear advice on how to set up your solution Disadvantages Disadvantages 1. You cannot obtain the fees and charges until you have applied. 2. A consolidation loan may not be the most suitable option available to you.