Consolidation Loans
Please find a comprehensive list of Consolidation Loan providers below. Use the chart to compare areas such as the interest rate, the minimum and maximum term and the advance. Consolidation loans are ideal for you if you are struggling to manage your debts. Credit cards, personal and secured loans and store cards all carry differing interest rates and the more you have, the harder it can be to keep track of them all.
A consolidation loan groups all of these debts into one place. You are left with one manageable monthly payment at a reduced amount and with a lower interest rate. There are many consolidation loan providers available today as increasing numbers of people seek better control over their finances. Make sure to keep in mind that the debt has not been reduced or taken away – you will still need to pay of your total debts. Lender criteria vary so have a look to see if you are eligible. Click 'Apply' when you have made your choice.
| COMPANY | APR | LOAN AMOUNT | MIN TERM | MAX TERM | TERMS | SUITABLE | SECURED LOANS | APPLY |
Yes Loans![]() | 48% | £500-£25,000 | Apply online to view | Apply online to view | Depends on loan type - fill in online form and you will be given your choices. | Those that have been refused by high street lenders and those suffering with credit difficulties such as CCJs, defaults or mortgage arrears. | Yes | ![]() |
| Yes Loans accepts well over 95% of individuals who apply for a loan - regardless of circumstances. Apply now for a fast decision. So if you have a poor credit rating, CCJs or have been blacklisted, you can try Yes Loans. This includes secured, personal and Debt Consolidation loans. | ServicesServicesConsolidation Loan Broker
Bad Credit Loan Broker Advantages Advantages1. Consolidate all your debts into one monthly payment.
2. Unsecured and secured loans available for any purpose.
3. Adverse and bad credit history accepted.
4. Get a loan evevn if you have had CCJs. Disadvantages Disadvantages1. Typical APR is high at 48%, though likely to be lower for debt consolidation | |||||||
123 Debt Solutions![]() | 9.3% | £4000-£50,000 | See Application | See Application | Must have minimum £4000 debt and income of £6,000 per annum | Customer with both good or bad credit ratings. | No | ![]() |
| A consolidation loan to help consolidate all your debts into one low monthly payment. Only available to home owners. Receive your loan cheque within 5 days. | ServicesServicesConsolidation loan Broker
Payday Loan Broker
Unsecured Loan Broker Advantages Advantages1. 9.3% APR and a variety of debt management products. Disadvantages Disadvantages1. Must have at least £4,000 of debt. | |||||||
Quote-N-Go![]() | Varies | Up to £25,000 | 1 Year | 25 Years | See website for details | Employed, retired, self employed or unemployed borrowers | No | ![]() |
| Quote-N-Go provides consumers with loans and debt solutions at the lowest rates that can find. You can apply online and receive a loan of up to £25,000. | ServicesServicesTrusted and free sevice. Advantages Advantages1. Comprehensive
2. Trusted, free service
3. Easily apply online Disadvantages Disadvantages1. Website has limited information on it.
2. You have to apply to obtain fees and charges. | |||||||
Your Life Debt Free![]() | 9.9% | Dependant on application | Not stated - apply for info | Not stated - apply for info | Depends on product - fill in online application and your options will be offered to you. 3 months recent wages slips and statements from all creditors. | Customers with good and bad credit ratings. | Yes | ![]() |
| Enter your details to see if you qualify for a Debt Consolidation Loan, debt management plan or iva and begin living your life debt free. Let the UK Leading Debt Advisors help you get out of debt starting today. Fill in form to get best suggestion for your debt issues. | ServicesServicesConsolidation Loan
Debt Management Plan
IVA Advantages Advantages1. Reduced monthly repayments
2. Lower interest on debts
3. One monthly payment
4. 3 types of debt managemnet products depending on status. Just fill in form to get best suggestion and advice Disadvantages Disadvantages1. Loan must be secured against property.
2. Penalties For Early Repayment. | |||||||
The Loan Locator![]() | Dependent on lender | £50 - £25,000 | Dependent on lender | Dependent on lender | Must be at least 18 years old to apply | If you have bad credit | No | ![]() |
| The Loan Locator specialise in providing you with a loan of up to £25,000 in order for you to consolidate your loans, purchase a car, take a holiday or whatever you fancy. It doesn’t matter if you have been refused or declined a loan before, you could be approved for a loan within 48 hours. | ServicesServicesNo obligation quotation Advantages Advantages1. No obligations quotation.
2. Get approved even if you have bad credit.
3. Borrow up to £25,000
4. Loan can be used for any purpose. Disadvantages Disadvantages1. You have to apply to obtain fees and charges
2. You have to apply to view terms and conditions | |||||||






