Poor Credit Loans and Bad Credit Loans. View all Bad Credit Loans

Bad Credit Loans

Below we have compared a range of Bad Credit Loans for you. This loan type is much broader than logbook or payday loans because both unsecured and secured loans can fall under the 'bad credit loan' umbrella. That means, the bad credit loan provider will search the market based on your information and will come up with a range of loans.

Bad Credit Loans are ideal for people who have had issues with their credit history but are willing to take on the responsibility of a secured loan. The APR rate on a bad credit loan will be somewhat higher than on a regular loan, but not as high as some other 'poor credit' loan products. Some bad credit loan lenders will offer you the option to rebuild your credit rating – look out for this as it can be a beneficial addition to your borrowing needs. Once you have chosen a provider simply click on 'Apply' to be taken to the next stage.

COMPANY	APR	LOAN AMOUNT	MIN TERM	MAX TERM	TERMS	SUITABLE	SECURED LOANS	APPLY
Wentworth Direct Finance Loan	15.2%	£1000-£15,000	12 Months	60 Months	Note you must be employed or self empoyed to be eligible. Typical 15.2% APR. Wentworth Direct Finance loans are not available to persons under the age of 18.	All borrowers - even with bad credit history, been refused elsewhere, been blacklisted or have CCJs.	No
Wentworth Direct Finance Loan	Wentworth Direct offer a no-frills service. If you've been refused credit elsewhere, are a problem case, have been blacklisted, or have judgements or defaults against your name, you are still eligible for a loan. Borrow from £1,000 to £15,000 and fill out the online no-obligation application form. Type in the amount you want to borrow, the length of time you would like to repay the loan, and your current employment details (are you currently working, monthly income after tax etc).							Services Services Bad Credit Loan Broker Advantages Advantages 1. Excellent APR rate of 15.6% for a loan available to those with bad credit. 2. You can apply for a loan even if you have bad credit history. 3. Borrow from as little as £1,000 to £15,000. Disadvantages Disadvantages 1. Maximum borrowing is £15,000.
Loan Finder	23.1	£200-£15,000	On application	On application	All credit provisionally approved is subject to status and is not available to persons under 18.You are under no obligation by completing the application form.	People with poor credit history	Yes
Loan Finder	Loanfinder find unsecured loans from a wide range of lenders for people who have had problems getting loans from mainstream banks and lending institutions. Loanfinder even provides a free credit report.							Services Services Broker for unsecured loans Advantages Advantages Wide range of lenders searched Poor credit past applicants considered Free credit report Can borrow as little as £200 Disadvantages Disadvantages Typical APR 23.1% but this is to be expected Not much information on website - apply to find out more Borrowers charged one-off fee of between £29 and £68
Save Simply	On application	£500 - £25,000	12 Months	25 years	The Partners will contact you with loan information. Please note that such information should not be used as the sole basis for your loan decision, and may not meet your particular needs.	Poor credit borrowers, retired, self employed or unemployed	Yes
Save Simply	Get free quotes and a loan of between £500 - £25,000 with Save Simply. No matter what you need the loan for, Save Simply accept all applications.							Services Services Bad credit loans Advantages Advantages Poor credit history is no problem Top lenders sourced Borrow up to £25,000 Disadvantages Disadvantages Must apply to find out APR APR might be high Credit status might play a part
YES Loans	48%	£500-£25,000	Apply online to view	Apply online to view	Depends on loan type - fill in online form and you will be given your choices.	Those that have been refused by high street lenders and those suffering with credit difficulties such as CCJs, defaults or mortgage arrears.	Yes
YES Loans	Yes Loans accepts well over 95% of individuals who apply for a loan - regardless of circumstances. Apply now for a fast decision. So if you have a poor credit rating, CCJs or have been blacklisted, you can try Yes Loans.							Services Services Bad Credit Loan Broker Advantages Advantages 1. Unsecured and secured loans available for any purpose. 2. Adverse and bad credit history accepted. 3. Get a loan evevn if you have had CCJs Disadvantages Disadvantages 1. Typical APR is high at 48%
Beagle Finance Loan	42.6%	£100-£25,000	Apply online for more info	Apply online for more info	See website for more information.	Everybody - home owners and tenants, whatever credit history. Including judgements, defaults and blacklisted individuals.	Yes
Beagle Finance Loan	Beagle finance offer both secured and unsecured loans, even those who have: been refused credit elsewhere, have had judgements and defaults or been blacklisted. Loans can be for under £250 up to £250,000 (if secured on a property.)							Services Services Bad Credit Loan Broker Advantages Advantages 1. Offer from as little as £100 to £250,000 (if secured). 2. You can get a loan even if you have poor credit history or CCJs. Disadvantages Disadvantages 1. Variable APR rate of 42.6% is high.
247 Cashline Payday	1355%	£100-£1,000	31 Days	31 Days	18 or over, in full time employment earning £750 per month. Payment should be within 31 days.	Individuals who need cash quickly and can repay within 31 Days.	No
247 Cashline Payday	Cash available for you rapidly - Complete the short application form. Within a few moments 247 will let you know if you have been approved - borrow between £100-£1,000. Please Note - This is a Payday Loan and so must generally be paid within 31 days.							Services Services Advantages Advantages Can apply over weekend and get money by Monday Apply before 3pm Mon-Fri and you can get the cash the same day Disadvantages Disadvantages Strictly a short term loan - generally must be paid back within 31 days
Loan Sorters	N/A	£250 - £25,000	N/A	N/A	Loansorters may require information from individuals who apply for our services. On many occasions, we require sensitive information.	All borrowers even if bad credit, CCJs, defaults, self-employed and tenants.	No
Loan Sorters	Loansorters provide bad credit loans alongside personal loans, tenant and homeowner loans. The company is an independent unsecured personal loan broker based online and deal with leading UK lenders. Loans whatever your circumstances.							Services Services Bad credit loans Homeowner loans Tenant loans Secured and unsecured loans Advantages Advantages Lots of options No broker fees Disadvantages Disadvantages No APR stated Not much information
CUS4 Loans	On application	£200 to £15,000	12 Months	60 Months	We work with several leading Loan Specialists and send your application to one at a time, until your loan is approved. If you are approved by our first Loan Provider, then we won’t send your application to any others, which means the chances of having your application accepted, are far higher than if you were to approach just one lender.	Tenants, homeowners, self employed or bad credit history borrowers all suitable	No
CUS4 Loans	Cus4Loans can help you to find a loan provider whatever your circumstances - even if you have been turned down for a loan elsewhere or have credit problems. Both tenants and homeowners are welcome.							Services Services Bad credit loans Advantages Advantages Borrow from £200 to £15,000 Poor credit history no problem Disadvantages Disadvantages APR rate only on application Some brokers may add additional fees
Provident Personal Credit	272.2%	£50-£500+	23 Weeks	52 Weeks	Applicants must be at least 18 years of age and a UK resident. Repayment period 23, 31 or 50 weeks.	Those with poor credit who want a quick cash loan	No
Provident Personal Credit	£50 to £500 cash loans could be delivered to your door within days. Applications are considered even if you are unemployed, have a poor credit history or have been turned down for credit before. Example: Loan amount: £300, 52 weekly repayments of £10.50 Total amount payable £546. Typical 272.2% APR							Services Services Bad Credit Loan Lender. Payday Loan Lender. Advantages Advantages 1. 23, 31 or 52 weeks to pay back the loan depending on amount borrowed. 2. Payments collected weekly by an agent to help you budget. Disadvantages Disadvantages 1. APR is quite high, but the loan is mean for a short term cash loan - and is better value than similar products.